ESSENTIAL NOTICE — PLEASE READ IN FULL: This website provides educational materials and general information about savings planning, emergency funds, and financial awareness in Hong Kong. Nothing presented here constitutes professional financial, investment, tax, or legal advice. Your personal financial situation is unique, and decisions affecting your money should always be made after consulting with a qualified financial advisor or licensed professional who understands your specific circumstances and local regulations.
Reserve Wise Logo Reserve Wise Contact Us
Contact Us

Disclaimer

Last updated: April 17, 2026

General Disclaimer

This Disclaimer applies to the use of Reserve Wise and its content. We provide information for general educational purposes only and do not offer professional financial advice, investment recommendations, or personalized financial planning services. The content on our website is intended to help you understand fundamental concepts related to savings planning, emergency fund building, and financial awareness in Hong Kong.

All information presented is based on publicly available sources and general knowledge current as of the publication date. We make no warranty or representation regarding the accuracy, completeness, or timeliness of any information. Economic conditions, regulations, and financial products change continuously, and our materials may not reflect the most current developments or individual circumstances.

No Professional Advice

Nothing on our website constitutes professional financial advice, legal advice, tax advice, or investment guidance. We are not registered as financial advisors, investment advisors, or tax professionals. Our educational materials are designed to increase your financial literacy and awareness, not to provide personalized recommendations tailored to your specific situation.

Before making any significant financial decisions—including opening a savings account, contributing to your Mandatory Provident Fund (MPF), establishing an emergency fund, or changing your financial strategy—we strongly recommend consulting with qualified professionals. These may include licensed financial advisors, certified financial planners, accountants, or tax specialists who can evaluate your individual circumstances and provide appropriate guidance based on your needs, risk tolerance, and goals.

Liability Limits

To the fullest extent permitted by law, we assume no liability for any direct, indirect, incidental, special, or consequential damages arising from your use of or reliance on our website, content, or services. This includes loss of profits, data loss, business interruption, or any other losses, even if we have been advised of the possibility of such damages.

We are not responsible for errors, omissions, or inaccuracies in our content. Your use of this website is at your own risk. We do not guarantee that our website will be error-free, uninterrupted, or free from viruses or other harmful components. We reserve the right to modify, suspend, or discontinue any part of our services without notice.

Updates to This Disclaimer

We may update this Disclaimer from time to time to reflect changes in our practices, applicable laws, or other factors. We will post the updated version on this page with a revised “Last updated” date. Your continued use of our website following the posting of changes constitutes your acceptance of the revised Disclaimer. We encourage you to review this page periodically to stay informed of any updates.