@import url('https://fonts.googleapis.com/css2?family=Urbanist:wght@400;500;600;700&family=Figtree:wght@400;500;600;700&display=swap');

:root {
  --color-bg-primary: #111827;
  --color-bg-secondary: #1f2937;
  --color-bg-tertiary: #374151;
  --color-bg-card: #1f2937;

  --color-text-primary: #f9fafb;
  --color-text-secondary: #d1d5db;
  --color-text-muted: #9ca3af;

  --color-primary: #6366f1;
  --color-primary-hover: #4f46e5;
  --color-primary-light: #818cf8;
  --color-secondary: #818cf8;
  --color-secondary-light: #a5b4fc;

  --color-success: #10b981;
  --color-success-light: #6ee7b7;
  --color-warning: #f59e0b;
  --color-warning-light: #fbbf24;
  --color-danger: #ef4444;
  --color-danger-light: #f87171;

  --color-border: #374151;
  --color-border-light: #2d3748;

  --font-primary: 'Figtree', sans-serif;
  --font-heading: 'Urbanist', sans-serif;

  --spacing-xs: 0.25rem;
  --spacing-sm: 0.5rem;
  --spacing-md: 1rem;
  --spacing-lg: 1.5rem;
  --spacing-xl: 2rem;
  --spacing-2xl: 3rem;
  --spacing-3xl: 4rem;

  --radius-sm: 0.375rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.75rem;
  --radius-xl: 1rem;
  --radius-2xl: 1.5rem;
  --radius-full: 9999px;

  --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
  --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.2);
  --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.3);
  --shadow-2xl: 0 25px 50px -12px rgba(0, 0, 0, 0.4);

  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-base: 200ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 300ms cubic-bezier(0.4, 0, 0.2, 1);
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  font-size: 1rem;
  line-height: 1.6;
  font-weight: 400;
}

.container {
  max-width: 1360px;
  width: 100%;
  margin: 0 auto;
  padding: 0 var(--spacing-lg);
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.2;
  color: var(--color-text-primary);
}

h1 {
  font-size: 3.5rem;
  letter-spacing: -0.02em;
}

h2 {
  font-size: 2.5rem;
  letter-spacing: -0.01em;
}

h3 {
  font-size: 2rem;
}

h4 {
  font-size: 1.5rem;
}

h5 {
  font-size: 1.25rem;
}

h6 {
  font-size: 1rem;
}

p {
  color: var(--color-text-secondary);
  margin-bottom: var(--spacing-md);
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--color-primary-hover);
}

button, .btn {
  font-family: var(--font-primary);
  font-size: 1rem;
  font-weight: 600;
  padding: var(--spacing-sm) var(--spacing-lg);
  border: none;
  border-radius: var(--radius-lg);
  cursor: pointer;
  transition: all var(--transition-base);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--spacing-sm);
}

.btn-primary {
  background: var(--color-primary);
  color: var(--color-text-primary);
}

.btn-primary:hover {
  background: var(--color-primary-hover);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.btn-secondary {
  background: var(--color-bg-tertiary);
  color: var(--color-text-primary);
  border: 1px solid var(--color-border);
}

.btn-secondary:hover {
  background: var(--color-border);
  border-color: var(--color-primary);
}

.btn-outline {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}

.btn-outline:hover {
  background: rgba(99, 102, 241, 0.1);
  border-color: var(--color-primary-hover);
}

input, textarea, select {
  font-family: var(--font-primary);
  background: var(--color-bg-secondary);
  color: var(--color-text-primary);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--spacing-sm) var(--spacing-md);
  font-size: 1rem;
  transition: all var(--transition-fast);
}

input:focus, textarea:focus, select:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px rgba(99, 102, 241, 0.1);
}

input::placeholder {
  color: var(--color-text-muted);
}

.card {
  background: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-xl);
  padding: var(--spacing-lg);
  transition: all var(--transition-base);
}

.card:hover {
  border-color: var(--color-primary);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.badge {
  display: inline-flex;
  align-items: center;
  padding: var(--spacing-xs) var(--spacing-sm);
  border-radius: var(--radius-full);
  font-size: 0.875rem;
  font-weight: 600;
  letter-spacing: 0.05em;
}

.badge-primary {
  background: rgba(99, 102, 241, 0.15);
  color: var(--color-primary-light);
}

.badge-success {
  background: rgba(16, 185, 129, 0.15);
  color: var(--color-success-light);
}

.badge-warning {
  background: rgba(245, 158, 11, 0.15);
  color: var(--color-warning-light);
}

.badge-danger {
  background: rgba(239, 68, 68, 0.15);
  color: var(--color-danger-light);
}

.text-primary {
  color: var(--color-text-primary);
}

.text-secondary {
  color: var(--color-text-secondary);
}

.text-muted {
  color: var(--color-text-muted);
}

.text-accent {
  color: var(--color-primary);
}

.text-success {
  color: var(--color-success);
}

.text-warning {
  color: var(--color-warning);
}

.text-danger {
  color: var(--color-danger);
}

.bg-primary {
  background: var(--color-bg-primary);
}

.bg-secondary {
  background: var(--color-bg-secondary);
}

.bg-tertiary {
  background: var(--color-bg-tertiary);
}

.gradient-accent {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-secondary) 100%);
}

.section {
  padding: var(--spacing-3xl) 0;
}

.section-small {
  padding: var(--spacing-2xl) 0;
}

.grid {
  display: grid;
  gap: var(--spacing-lg);
}

.grid-2 {
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
}

.grid-3 {
  grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
}

.grid-4 {
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
}

.flex {
  display: flex;
  gap: var(--spacing-md);
}

.flex-center {
  display: flex;
  align-items: center;
  justify-content: center;
}

.flex-between {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.flex-col {
  display: flex;
  flex-direction: column;
}

.gap-sm {
  gap: var(--spacing-sm);
}

.gap-md {
  gap: var(--spacing-md);
}

.gap-lg {
  gap: var(--spacing-lg);
}

.gap-xl {
  gap: var(--spacing-xl);
}

.mx-auto {
  margin-left: auto;
  margin-right: auto;
}

.mt-sm { margin-top: var(--spacing-sm); }
.mt-md { margin-top: var(--spacing-md); }
.mt-lg { margin-top: var(--spacing-lg); }
.mt-xl { margin-top: var(--spacing-xl); }
.mt-2xl { margin-top: var(--spacing-2xl); }

.mb-sm { margin-bottom: var(--spacing-sm); }
.mb-md { margin-bottom: var(--spacing-md); }
.mb-lg { margin-bottom: var(--spacing-lg); }
.mb-xl { margin-bottom: var(--spacing-xl); }
.mb-2xl { margin-bottom: var(--spacing-2xl); }

.p-sm { padding: var(--spacing-sm); }
.p-md { padding: var(--spacing-md); }
.p-lg { padding: var(--spacing-lg); }
.p-xl { padding: var(--spacing-xl); }
.p-2xl { padding: var(--spacing-2xl); }

.rounded-sm { border-radius: var(--radius-sm); }
.rounded-md { border-radius: var(--radius-md); }
.rounded-lg { border-radius: var(--radius-lg); }
.rounded-xl { border-radius: var(--radius-xl); }
.rounded-2xl { border-radius: var(--radius-2xl); }
.rounded-full { border-radius: var(--radius-full); }

.shadow-sm { box-shadow: var(--shadow-sm); }
.shadow-md { box-shadow: var(--shadow-md); }
.shadow-lg { box-shadow: var(--shadow-lg); }
.shadow-xl { box-shadow: var(--shadow-xl); }
.shadow-2xl { box-shadow: var(--shadow-2xl); }

.opacity-50 { opacity: 0.5; }
.opacity-75 { opacity: 0.75; }

@media (max-width: 768px) {
  h1 {
    font-size: 2.5rem;
  }

  h2 {
    font-size: 1.875rem;
  }

  h3 {
    font-size: 1.5rem;
  }

  .section {
    padding: var(--spacing-2xl) 0;
  }

  .container {
    padding: 0 var(--spacing-md);
  }

  .grid-2 {
    grid-template-columns: 1fr;
  }

  .grid-3 {
    grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  }

  .grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 480px) {
  h1 {
    font-size: 2rem;
  }

  h2 {
    font-size: 1.5rem;
  }

  h3 {
    font-size: 1.25rem;
  }

  button, .btn {
    width: 100%;
  }

  .grid-3 {
    grid-template-columns: 1fr;
  }

  .grid-4 {
    grid-template-columns: 1fr;
  }
}

.top-disclaimer-banner{
    background:#2d2416;
    color:#f5e6d3;
    border-bottom:2px solid #d4a574;
    width:100%;
    padding:10px 20px;
    font-size:13px;
    line-height:1.5;
    text-align:center;
    position:relative;
    z-index:100;
    box-sizing:border-box;
    font-family:inherit;
}
.top-disclaimer-inner{
    max-width:1280px;
    margin:0 auto;
    display:block;
}
.top-disclaimer-banner strong{
    font-weight:700;
    letter-spacing:0.3px;
}
.top-disclaimer-banner em{
    font-style:italic;
}
@media (max-width:768px){
    .top-disclaimer-banner{
        font-size:12px;
        padding:8px 14px;
        line-height:1.55;
    }
}
@media (max-width:480px){
    .top-disclaimer-banner{
        font-size:11.5px;
        padding:8px 12px;
    }
}

    .header-reserve-vault {
  background: var(--color-bg-primary);
  border-bottom: 1px solid var(--color-border-light);
  position: static;
  width: 100%;
  z-index: 100;
}

.header-reserve-vault-container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 3vw, 2rem);
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  height: 5rem;
}

.header-reserve-vault-brand {
  display: flex;
  align-items: center;
  text-decoration: none;
  gap: 0.75rem;
  flex-shrink: 0;
}

.header-reserve-vault-logo-img {
  width: 40px;
  height: 40px;
  border-radius: 8px;
  object-fit: cover;
  flex-shrink: 0;
}

.header-reserve-vault-logo-text {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.25rem;
  color: var(--color-text-primary);
}

.header-reserve-vault-brand:hover .header-reserve-vault-logo-text {
  color: var(--color-primary);
  transition: color var(--transition-base);
}

.header-reserve-vault-desktop-nav {
  display: none;
  flex-direction: row;
  gap: 2rem;
  align-items: center;
  flex: 1;
  margin-left: 3rem;
}

.header-reserve-vault-nav-link {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  font-weight: 500;
  color: var(--color-text-secondary);
  text-decoration: none;
  transition: color var(--transition-base);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.header-reserve-vault-nav-link:hover {
  color: var(--color-primary);
}

.header-reserve-vault-cta-button {
  display: none;
  padding: 0.75rem 1.5rem;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  font-weight: 600;
  border-radius: var(--radius-md);
  text-decoration: none;
  transition: all var(--transition-base);
  flex-shrink: 0;
}

.header-reserve-vault-cta-button:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.header-reserve-vault-mobile-toggle {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  background: transparent;
  border: none;
  cursor: pointer;
  gap: 6px;
  padding: 0;
}

.header-reserve-vault-mobile-toggle span {
  width: 24px;
  height: 2px;
  background: var(--color-text-primary);
  border-radius: 2px;
  transition: all var(--transition-base);
}

.header-reserve-vault-mobile-toggle:hover span {
  background: var(--color-primary);
}

.header-reserve-vault-mobile-menu {
  position: fixed;
  top: 0;
  right: 0;
  width: 100%;
  height: 100vh;
  background: var(--color-bg-primary);
  display: flex;
  flex-direction: column;
  opacity: 0;
  visibility: hidden;
  transform: translateX(100%);
  transition: all var(--transition-base);
  z-index: 99;
  overflow-y: auto;
}

.header-reserve-vault-mobile-menu.active {
  opacity: 1;
  visibility: visible;
  transform: translateX(0);
}

.header-reserve-vault-mobile-header {
  display: flex;
  justify-content: flex-end;
  align-items: center;
  padding: 1.5rem;
  border-bottom: 1px solid var(--color-border-light);
}

.header-reserve-vault-mobile-close {
  background: transparent;
  border: none;
  font-size: 1.5rem;
  color: var(--color-text-primary);
  cursor: pointer;
  padding: 0;
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: color var(--transition-base);
}

.header-reserve-vault-mobile-close:hover {
  color: var(--color-primary);
}

.header-reserve-vault-mobile-links {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  padding: 2rem 1.5rem;
  flex: 1;
}

.header-reserve-vault-mobile-link {
  font-family: var(--font-primary);
  font-size: clamp(1rem, 2vw + 0.5rem, 1.125rem);
  font-weight: 500;
  color: var(--color-text-secondary);
  text-decoration: none;
  padding: 0.75rem 1rem;
  border-radius: var(--radius-sm);
  transition: all var(--transition-base);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.header-reserve-vault-mobile-link:hover {
  color: var(--color-primary);
  background: var(--color-bg-secondary);
}

.header-reserve-vault-mobile-cta {
  padding: 0.875rem 1.5rem;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  font-weight: 600;
  border-radius: var(--radius-md);
  text-decoration: none;
  text-align: center;
  transition: all var(--transition-base);
  margin: 1.5rem;
}

.header-reserve-vault-mobile-cta:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

@media (min-width: 768px) {
  .header-reserve-vault-desktop-nav {
    display: flex;
  }

  .header-reserve-vault-cta-button {
    display: block;
  }

  .header-reserve-vault-mobile-toggle {
    display: none;
  }

  .header-reserve-vault-mobile-menu {
    display: none !important;
  }
}

    .savings-hub {
  width: 100%;
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.heroSection-one {
  background: var(--color-bg-primary);
  padding: clamp(4rem, 10vw, 8rem) 0;
  overflow: hidden;
}

.heroContent-one {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: center;
  text-align: center;
}

.heroTextWrapper-one {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 2rem);
  max-width: 900px;
}

.heroTitle-one {
  font-size: clamp(2.25rem, 6vw + 1rem, 4rem);
  font-weight: 800;
  line-height: 1.15;
  letter-spacing: -0.02em;
  color: var(--color-text-primary);
  font-family: var(--font-heading);
}

.heroTitleAccent-one {
  color: var(--color-primary);
  display: block;
}

.heroTitleDefault-one {
  display: block;
}

.heroSubtitle-one {
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.375rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  max-width: 700px;
  margin: 0 auto;
}

.heroCtaWrapper-one {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(0.75rem, 2vw, 1.5rem);
  justify-content: center;
  margin-top: clamp(1rem, 2vw, 2rem);
}

.btn {
  display: inline-block;
  padding: clamp(0.75rem, 1.5vw, 1.125rem) clamp(1.5rem, 3vw, 2.25rem);
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 1rem);
  transition: all var(--transition-base);
  text-align: center;
  border: none;
  cursor: pointer;
}

.btnPrimary-one {
  background: var(--color-primary);
  color: #ffffff;
}

.btnPrimary-one:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btnSecondary-one {
  background: transparent;
  color: var(--color-primary);
  border: 2px solid var(--color-primary);
}

.btnSecondary-one:hover {
  background: var(--color-primary);
  color: #ffffff;
  transform: translateY(-2px);
}

.quickLinksSection-one {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.quickLinksContent-one {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3.5rem);
}

.quickLinksHeader-one {
  text-align: center;
}

.quickLinksTitle-one {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  font-family: var(--font-heading);
  margin-bottom: 0.75rem;
}

.quickLinksSubtitle-one {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
}

.quickLinksCards-one {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.quickLinksCard-one {
  flex: 1 1 280px;
  max-width: 380px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  text-decoration: none;
  transition: all var(--transition-base);
  border: 1px solid var(--color-border-light);
}

.quickLinksCard-one:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-primary);
}

.quickLinksCardIcon-one {
  font-size: 2rem;
  color: var(--color-primary);
  display: flex;
  align-items: center;
  justify-content: flex-start;
}

.quickLinksCardTitle-one {
  font-size: clamp(1.125rem, 2vw, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 700;
  font-family: var(--font-heading);
  margin: 0;
}

.quickLinksCardText-one {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  flex-grow: 1;
}

.quickLinksCardArrow-one {
  color: var(--color-primary);
  font-size: 1rem;
  margin-top: 0.5rem;
}

.featuresSection-one {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.featuresContent-one {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3.5rem);
}

.featuresHeader-one {
  text-align: center;
}

.featuresTitle-one {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  font-family: var(--font-heading);
  margin-bottom: 0.75rem;
}

.featuresSubtitle-one {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
}

.featuresSplit-one {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3.5rem);
  align-items: center;
}

.featuresImageCol-one {
  flex: 1 1 40%;
  min-height: 350px;
}

.featuresImage-one {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
}

.featuresListCol-one {
  flex: 1 1 60%;
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 2vw, 2.5rem);
}

.featureItem-one {
  display: flex;
  flex-direction: row;
  gap: 1.5rem;
  align-items: flex-start;
}

.featureItemIcon-one {
  font-size: 2rem;
  color: var(--color-primary);
  flex-shrink: 0;
  min-width: 3rem;
  display: flex;
  align-items: center;
  justify-content: center;
}

.featureItemContent-one {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.featureItemTitle-one {
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 700;
  font-family: var(--font-heading);
  margin: 0;
}

.featureItemText-one {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

@media (max-width: 768px) {
  .featuresSplit-one {
    flex-direction: column;
  }

  .featuresImageCol-one {
    flex: 1 1 100%;
    min-height: 300px;
  }

  .featuresListCol-one {
    flex: 1 1 100%;
  }
}

.testimonialsSection-one {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.testimonialsContent-one {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 2.5rem);
}

.testimonialsBanner-one {
  background: linear-gradient(135deg, var(--color-bg-tertiary) 0%, var(--color-bg-card) 100%);
  padding: clamp(2.5rem, 5vw, 4rem);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-primary);
}

.testimonialsQuote-one {
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.testimonialsQuoteText-one {
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.375rem);
  color: var(--color-text-primary);
  font-style: italic;
  line-height: 1.7;
  margin: 0;
  font-weight: 500;
}

.testimonialsAuthor-one {
  display: flex;
  flex-direction: column;
  gap: 0.25rem;
}

.testimonialsAuthorName-one {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin: 0;
}

.testimonialsAuthorRole-one {
  font-size: clamp(0.75rem, 0.875vw, 0.9375rem);
  color: var(--color-text-secondary);
  margin: 0;
}

.howItWorksSection-one {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.howItWorksContent-one {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3.5rem);
}

.howItWorksHeader-one {
  text-align: center;
}

.howItWorksTitle-one {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  font-family: var(--font-heading);
  margin-bottom: 0.75rem;
}

.howItWorksSubtitle-one {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
}

.howItWorksTimeline-one {
  display: flex;
  flex-direction: column;
  gap: 0;
  max-width: 700px;
  margin: 0 auto;
  width: 100%;
}

.timelineStep-one {
  display: flex;
  flex-direction: row;
  gap: 2rem;
  padding: clamp(1.5rem, 2vw, 2rem) 0;
  padding-left: clamp(3rem, 5vw, 4rem);
  position: relative;
  border-left: 2px solid var(--color-border-light);
}

.timelineStep-one:last-child {
  border-left-color: var(--color-border-light);
}

.timelineStep-one:last-child::after {
  content: '';
}

.timelineMarker-one {
  position: absolute;
  left: -20px;
  top: clamp(1.5rem, 2vw, 2rem);
  width: 40px;
  height: 40px;
  background: var(--color-primary);
  color: #ffffff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 1.25rem;
  border: 3px solid var(--color-bg-primary);
  flex-shrink: 0;
}

.timelineContent-one {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  flex-grow: 1;
  padding-top: 0.25rem;
}

.timelineStepTitle-one {
  font-size: clamp(1.125rem, 2vw, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 700;
  font-family: var(--font-heading);
  margin: 0;
}

.timelineStepText-one {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.timelineSection-one {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.timelineContent-one {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3.5rem);
}

.timelineHeader-one {
  text-align: center;
}

.timelineTitle-one {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  font-family: var(--font-heading);
  margin-bottom: 0.75rem;
}

.timelineSubtitle-one {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
}

.timelineHorizontal-one {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: space-between;
  align-items: stretch;
  position: relative;
  padding: 2rem 0;
}

.timelineHorizontal-one::before {
  content: '';
  position: absolute;
  top: 2rem;
  left: 0;
  right: 0;
  height: 2px;
  background: var(--color-border-light);
  z-index: 0;
}

.timelineYear-one {
  flex: 1 1 200px;
  min-height: 150px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: var(--radius-md);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  position: relative;
  z-index: 1;
  border: 1px solid var(--color-border-light);
}

.timelineYearMarker-one {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-primary);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  padding: 0.5rem 1rem;
  background: var(--color-primary);
  color: #ffffff;
  border-radius: var(--radius-sm);
  display: inline-block;
  width: fit-content;
}

.timelineYearText-one {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

@media (max-width: 768px) {
  .timelineHorizontal-one::before {
    display: none;
  }

  .timelineHorizontal-one {
    padding: 0;
  }

  .timelineYear-one {
    flex: 1 1 100%;
  }
}

.featuredSection-one {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.featuredContent-one {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3.5rem);
}

.featuredHeader-one {
  text-align: center;
}

.featuredTitle-one {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  font-family: var(--font-heading);
  margin-bottom: 0.75rem;
}

.featuredSubtitle-one {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
}

.featuredCards-one {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.featuredCard-one {
  flex: 1 1 300px;
  max-width: 380px;
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: all var(--transition-base);
  border: 1px solid var(--color-border-light);
  box-shadow: var(--shadow-md);
}

.featuredCard-one:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--color-primary);
}

.featuredCardImage-one {
  width: 100%;
  aspect-ratio: 16 / 9;
  object-fit: cover;
  display: block;
}

.featuredCardBody-one {
  padding: clamp(1.5rem, 2vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  flex-grow: 1;
}

.featuredCardTitle-one {
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 700;
  font-family: var(--font-heading);
  line-height: 1.4;
  margin: 0;
}

.featuredCardText-one {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  flex-grow: 1;
}

.featuredCardLink-one {
  display: inline-block;
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 1rem);
  transition: all var(--transition-base);
  width: fit-content;
}

.featuredCardLink-one:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.featuredFooter-one {
  text-align: center;
  margin-top: 1rem;
}

.featuredSeeAll-one {
  display: inline-block;
  padding: clamp(0.75rem, 1.5vw, 1rem) clamp(1.5rem, 3vw, 2rem);
  background: var(--color-primary);
  color: #ffffff;
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 1rem);
  transition: all var(--transition-base);
}

.featuredSeeAll-one:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.statsSection-one {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.statsContent-one {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3.5rem);
}

.statsHeader-one {
  text-align: center;
}

.statsTitle-one {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  font-family: var(--font-heading);
  margin-bottom: 0.75rem;
}

.statsSubtitle-one {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
}

.statsGrid-one {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.statCard-one {
  flex: 1 1 220px;
  max-width: 280px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 2vw, 2rem);
  border-radius: var(--radius-lg);
  text-align: center;
  border: 1px solid var(--color-border-light);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  transition: all var(--transition-base);
}

.statCard-one:hover {
  border-color: var(--color-primary);
  box-shadow: var(--shadow-md);
}

.statNumber-one {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  color: var(--color-primary);
  font-weight: 800;
  font-family: var(--font-heading);
  line-height: 1.2;
}

.statLabel-one {
  font-size: clamp(0.875rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.ctaSection-one {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.ctaContent-one {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 2.5rem);
  align-items: center;
}

.ctaBox-one {
  background: var(--color-bg-secondary);
  padding: clamp(2.5rem, 5vw, 4rem);
  border-radius: var(--radius-lg);
  text-align: center;
  border-left: 4px solid var(--color-primary);
  max-width: 700px;
  width: 100%;
}

.ctaTitle-one {
  font-size: clamp(1.5rem, 4vw, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  font-family: var(--font-heading);
  margin-bottom: 1rem;
}

.ctaText-one {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

.ctaButtons-one {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(0.75rem, 2vw, 1.5rem);
  justify-content: center;
}

.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 9999;
  padding: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-secondary);
  border-top: 1px solid var(--color-border-light);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: clamp(1rem, 2vw, 1.5rem);
  box-shadow: 0 -2px 8px rgba(0, 0, 0, 0.2);
}

.cookie-banner.hidden {
  display: none;
}

.cookie-banner-text {
  color: var(--color-text-secondary);
  font-size: clamp(0.75rem, 1vw, 0.9375rem);
  line-height: 1.5;
  margin: 0;
  flex: 1 1 auto;
  min-width: 250px;
}

.cookie-banner-buttons {
  display: flex;
  gap: clamp(0.5rem, 1vw, 1rem);
  flex-wrap: wrap;
  justify-content: center;
}

.cookie-btn-accept,
.cookie-btn-decline {
  padding: clamp(0.5rem, 1vw, 0.75rem) clamp(1rem, 2vw, 1.5rem);
  border: none;
  border-radius: var(--radius-sm);
  cursor: pointer;
  font-weight: 600;
  font-size: clamp(0.75rem, 0.875vw, 0.9375rem);
  transition: all var(--transition-base);
  white-space: nowrap;
}

.cookie-btn-accept {
  background: var(--color-primary);
  color: #ffffff;
}

.cookie-btn-accept:hover {
  background: var(--color-primary-hover);
  transform: translateY(-1px);
}

.cookie-btn-decline {
  background: transparent;
  color: var(--color-text-secondary);
  border: 1px solid var(--color-border-light);
}

.cookie-btn-decline:hover {
  border-color: var(--color-text-secondary);
  color: var(--color-text-primary);
}

@media (max-width: 768px) {
  .cookie-banner {
    flex-direction: column;
    padding: clamp(1rem, 3vw, 1.5rem);
  }

  .cookie-banner-text {
    min-width: 100%;
    text-align: center;
  }

  .cookie-banner-buttons {
    width: 100%;
  }

  .cookie-btn-accept,
  .cookie-btn-decline {
    flex: 1;
    min-width: 120px;
  }
}

@media (max-width: 768px) {
  .heroTitle-one {
    font-size: clamp(1.75rem, 5vw, 2.5rem);
  }

  .quickLinksCard-one {
    flex: 1 1 100%;
  }

  .timelineStep-one {
    padding-left: clamp(2.5rem, 4vw, 3rem);
  }

  .timelineMarker-one {
    width: 32px;
    height: 32px;
    left: -16px;
    font-size: 1rem;
  }

  .featuredCard-one {
    flex: 1 1 100%;
    max-width: none;
  }

  .statCard-one {
    flex: 1 1 100%;
    max-width: none;
  }

  .ctaButtons-one {
    flex-direction: column;
    gap: 1rem;
  }

  .ctaButtons-one a {
    width: 100%;
  }
}

@media (min-width: 1024px) {
  .quickLinksCards-one {
    gap: clamp(2rem, 4vw, 3rem);
  }

  .featuredCards-one {
    gap: clamp(2rem, 4vw, 3rem);
  }

  .statsGrid-one {
    gap: clamp(2rem, 4vw, 3rem);
  }
}

    .footer {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.footer .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.footer-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3.5rem);
}

.footer-about {
  display: block;
}

.footer-about h3 {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.5rem);
  font-weight: 700;
  margin-bottom: clamp(0.75rem, 2vw, 1rem);
}

.footer-about p {
  color: var(--color-text-secondary);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1.5vw, 1rem);
  line-height: 1.7;
  max-width: 500px;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-nav,
.footer-contact,
.footer-legal {
  display: block;
}

.footer-nav h3,
.footer-contact h3,
.footer-legal h3 {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 2.5vw, 1.375rem);
  font-weight: 700;
  margin-bottom: clamp(0.75rem, 2vw, 1rem);
}

.footer-nav-list,
.footer-legal-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1.5vw, 0.75rem);
}

.footer-nav-list li,
.footer-legal-list li {
  display: block;
}

.footer-nav a,
.footer-legal a {
  color: var(--color-text-secondary);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1.5vw, 1rem);
  text-decoration: none;
  transition: color var(--transition-fast) ease;
}

.footer-nav a:hover,
.footer-legal a:hover {
  color: var(--color-primary);
  text-decoration: underline;
}

.footer-contact p {
  color: var(--color-text-secondary);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1.5vw, 1rem);
  margin: 0 0 clamp(0.5rem, 1vw, 0.75rem) 0;
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-contact p:last-child {
  margin-bottom: 0;
}

.footer-copyright {
  display: block;
  padding-top: clamp(1.5rem, 3vw, 2rem);
  border-top: 1px solid var(--color-border-light);
}

.footer-copyright p {
  color: var(--color-text-muted);
  font-family: var(--font-primary);
  font-size: clamp(0.75rem, 1.5vw, 0.875rem);
  margin: 0;
  text-align: center;
}

@media (min-width: 768px) {
  .footer-content {
    display: flex;
    flex-direction: row;
    flex-wrap: wrap;
    gap: clamp(2rem, 5vw, 4rem);
    align-items: flex-start;
  }

  .footer-about {
    flex: 1 1 100%;
    max-width: 450px;
  }

  .footer-nav,
  .footer-contact,
  .footer-legal {
    flex: 0 1 auto;
    min-width: 200px;
  }

  .footer-copyright {
    flex: 1 1 100%;
  }
}

@media (min-width: 1024px) {
  .footer-content {
    display: flex;
    flex-direction: row;
    flex-wrap: wrap;
    gap: clamp(2.5rem, 5vw, 4.5rem);
    align-items: flex-start;
  }

  .footer-about {
    flex: 0 1 35%;
  }

  .footer-nav,
  .footer-contact,
  .footer-legal {
    flex: 0 1 auto;
    min-width: 220px;
  }

  .footer-copyright {
    flex: 1 1 100%;
  }
}
    

.category-page-savings-planning-hong-kong {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  overflow: hidden;
}

.hero-section-savings-planning-hong-kong {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

.hero-content-savings-planning-hong-kong {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: center;
}

.hero-text-block-savings-planning-hong-kong {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 3vw, 1.5rem);
  flex: 1 1 50%;
  min-width: 300px;
}

.hero-title-savings-planning-hong-kong {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-subtitle-savings-planning-hong-kong {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.btn-primary-savings-planning-hong-kong {
  display: inline-block;
  padding: clamp(0.75rem, 2vw, 1rem) clamp(1.5rem, 3vw, 2rem);
  background: var(--color-primary);
  color: var(--color-text-primary);
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 600;
  transition: all 0.3s ease;
  text-align: center;
  width: fit-content;
}

.btn-primary-savings-planning-hong-kong:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.hero-image-block-savings-planning-hong-kong {
  flex: 1 1 50%;
  min-width: 300px;
  overflow: hidden;
  border-radius: var(--radius-lg);
}

.hero-image-savings-planning-hong-kong {
  width: 100%;
  height: auto;
  object-fit: cover;
  display: block;
  border-radius: var(--radius-lg);
}

@media (max-width: 768px) {
  .hero-content-savings-planning-hong-kong {
    flex-direction: column;
    gap: clamp(1.5rem, 4vw, 2rem);
  }

  .hero-text-block-savings-planning-hong-kong {
    flex: 1 1 100%;
  }

  .hero-image-block-savings-planning-hong-kong {
    flex: 1 1 100%;
  }
}

.posts-section-savings-planning-hong-kong {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.posts-content-savings-planning-hong-kong {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.posts-header-savings-planning-hong-kong {
  text-align: center;
}

.posts-title-savings-planning-hong-kong {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-subtitle-savings-planning-hong-kong {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: clamp(0.5rem, 2vw, 1rem) 0 0 0;
  line-height: 1.6;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-grid-savings-planning-hong-kong {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.card-savings-planning-hong-kong {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  flex: 1 1 clamp(280px, 30vw, 380px);
  min-height: 100%;
  transition: all 0.3s ease;
  border: 1px solid var(--color-border-light);
}

.card-savings-planning-hong-kong:hover {
  transform: translateY(-4px);
  border-color: var(--color-primary);
  box-shadow: 0 8px 16px rgba(99, 102, 241, 0.15);
}

.card-image-savings-planning-hong-kong {
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 9;
  object-fit: cover;
  display: block;
  border-radius: var(--radius-md);
}

.card-title-savings-planning-hong-kong {
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-description-savings-planning-hong-kong {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.5;
  flex-grow: 1;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-meta-savings-planning-hong-kong {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  flex-wrap: wrap;
  padding-top: clamp(0.5rem, 1vw, 1rem);
  border-top: 1px solid var(--color-border-light);
}

.card-reading-time-savings-planning-hong-kong,
.card-level-savings-planning-hong-kong,
.card-date-savings-planning-hong-kong {
  font-family: var(--font-primary);
  font-size: clamp(0.75rem, 0.9vw + 0.4rem, 0.875rem);
  color: var(--color-text-muted);
  display: flex;
  align-items: center;
  gap: 0.4rem;
}

.card-reading-time-savings-planning-hong-kong i,
.card-level-savings-planning-hong-kong i,
.card-date-savings-planning-hong-kong i {
  color: var(--color-primary);
  font-size: clamp(0.75rem, 0.9vw + 0.4rem, 0.875rem);
}

.card-link-savings-planning-hong-kong {
  display: inline-block;
  padding: clamp(0.5rem, 1vw, 0.75rem) 0;
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  transition: all 0.3s ease;
  width: fit-content;
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
}

.card-link-savings-planning-hong-kong:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.steps-section-savings-planning-hong-kong {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.steps-content-savings-planning-hong-kong {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.steps-header-savings-planning-hong-kong {
  text-align: center;
}

.steps-title-savings-planning-hong-kong {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.steps-subtitle-savings-planning-hong-kong {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: clamp(0.5rem, 2vw, 1rem) 0 0 0;
  line-height: 1.6;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.steps-list-savings-planning-hong-kong {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.step-item-savings-planning-hong-kong {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: flex-start;
}

.step-number-savings-planning-hong-kong {
  display: flex;
  align-items: center;
  justify-content: center;
  width: clamp(2.5rem, 6vw, 3.5rem);
  height: clamp(2.5rem, 6vw, 3.5rem);
  background: var(--color-primary);
  color: var(--color-text-primary);
  border-radius: 50%;
  font-weight: 700;
  font-size: clamp(1rem, 2vw, 1.5rem);
  flex-shrink: 0;
  font-family: var(--font-heading);
}

.step-content-savings-planning-hong-kong {
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 1rem);
  flex-grow: 1;
  padding-top: clamp(0.25rem, 0.5vw, 0.5rem);
}

.step-title-savings-planning-hong-kong {
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.step-description-savings-planning-hong-kong {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (max-width: 768px) {
  .step-item-savings-planning-hong-kong {
    gap: clamp(1rem, 2vw, 1.5rem);
  }
}

.reference-section-savings-planning-hong-kong {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.reference-content-savings-planning-hong-kong {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.reference-header-savings-planning-hong-kong {
  text-align: center;
}

.reference-title-savings-planning-hong-kong {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.reference-subtitle-savings-planning-hong-kong {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: clamp(0.5rem, 2vw, 1rem) 0 0 0;
  line-height: 1.6;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.reference-table-wrapper-savings-planning-hong-kong {
  overflow-x: auto;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border-light);
}

.reference-table-savings-planning-hong-kong {
  width: 100%;
  border-collapse: collapse;
  background: var(--color-bg-card);
}

.reference-table-savings-planning-hong-kong thead {
  background: var(--color-bg-tertiary);
}

.table-header-savings-planning-hong-kong {
  padding: clamp(1rem, 2vw, 1.5rem);
  text-align: left;
  font-family: var(--font-heading);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  font-weight: 700;
  color: var(--color-text-primary);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.table-cell-savings-planning-hong-kong {
  padding: clamp(1rem, 2vw, 1.5rem);
  border-bottom: 1px solid var(--color-border-light);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.5;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.reference-table-savings-planning-hong-kong tbody tr:last-child .table-cell-savings-planning-hong-kong {
  border-bottom: none;
}

.reference-notes-savings-planning-hong-kong {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-tertiary);
  border-radius: var(--radius-lg);
}

.reference-notes-title-savings-planning-hong-kong {
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.reference-notes-list-savings-planning-hong-kong {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1.25rem);
}

.reference-note-item-savings-planning-hong-kong {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  padding-left: 1.5rem;
  position: relative;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.reference-note-item-savings-planning-hong-kong::before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-primary);
  font-weight: bold;
}

@media (min-width: 1024px) {
  .hero-section-savings-planning-hong-kong {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }

  .posts-section-savings-planning-hong-kong {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }

  .steps-section-savings-planning-hong-kong {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }

  .reference-section-savings-planning-hong-kong {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }
}

@media (max-width: 600px) {
  .card-meta-savings-planning-hong-kong {
    gap: clamp(0.75rem, 1.5vw, 1rem);
  }

  .posts-grid-savings-planning-hong-kong {
    gap: clamp(1rem, 2vw, 1.5rem);
  }

  .card-savings-planning-hong-kong {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.main-emergency-fund-importance {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

.hero-section-emergency-fund-importance {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 5vw, 4rem) 0;
  overflow: hidden;
}

.breadcrumbs-emergency-fund-importance {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
  font-size: clamp(0.75rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
}

.breadcrumbs-emergency-fund-importance a {
  color: var(--color-primary);
  text-decoration: none;
  transition: all var(--transition-base);
}

.breadcrumbs-emergency-fund-importance a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.breadcrumbs-emergency-fund-importance span {
  color: var(--color-text-muted);
}

.hero-wrapper-emergency-fund-importance {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.hero-content-emergency-fund-importance {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-block-emergency-fund-importance {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-block-emergency-fund-importance {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-title-emergency-fund-importance {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
  font-family: var(--font-heading);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-lead-emergency-fund-importance {
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  line-height: 1.6;
}

.meta-info-emergency-fund-importance {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 2vw, 1.5rem);
  font-size: clamp(0.85rem, 1vw, 1rem);
  color: var(--color-text-muted);
}

.meta-item-emergency-fund-importance {
  display: flex;
  align-items: center;
  gap: 0.5rem;
}

.meta-item-emergency-fund-importance i {
  color: var(--color-primary);
}

.hero-image-emergency-fund-importance {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .hero-content-emergency-fund-importance {
    flex-direction: column;
  }
  
  .hero-text-block-emergency-fund-importance,
  .hero-image-block-emergency-fund-importance {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.author-section-emergency-fund-importance {
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 3vw, 2.5rem) 0;
  overflow: hidden;
}

.author-inline-emergency-fund-importance {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  align-items: center;
}

.author-photo-emergency-fund-importance {
  width: 80px;
  height: 80px;
  border-radius: var(--radius-full);
  object-fit: cover;
  flex-shrink: 0;
}

.author-details-emergency-fund-importance {
  flex: 1;
}

.author-label-emergency-fund-importance {
  font-size: clamp(0.7rem, 1vw, 0.85rem);
  color: var(--color-text-muted);
  margin: 0;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.author-name-emergency-fund-importance {
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  color: var(--color-text-primary);
  margin: 0.25rem 0;
  font-weight: 600;
}

.author-name-emergency-fund-importance a {
  color: var(--color-text-primary);
  text-decoration: none;
  transition: all var(--transition-base);
}

.author-name-emergency-fund-importance a:hover {
  color: var(--color-primary);
}

.author-role-emergency-fund-importance {
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  margin: 0;
}

.intro-section-emergency-fund-importance {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.intro-content-emergency-fund-importance {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-emergency-fund-importance {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-title-emergency-fund-importance {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-family: var(--font-heading);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.intro-paragraph-emergency-fund-importance {
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.intro-image-emergency-fund-importance {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-img-emergency-fund-importance {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .intro-content-emergency-fund-importance {
    flex-direction: column;
  }
  
  .intro-text-emergency-fund-importance,
  .intro-image-emergency-fund-importance {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.content-one-section-emergency-fund-importance {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.content-one-wrapper-emergency-fund-importance {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.content-one-text-emergency-fund-importance {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-one-title-emergency-fund-importance {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-family: var(--font-heading);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.content-one-paragraph-emergency-fund-importance {
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.highlight-box-emergency-fund-importance {
  background: var(--color-bg-tertiary);
  border-left: 4px solid var(--color-primary);
  padding: clamp(1rem, 2vw, 1.5rem);
  margin: clamp(1rem, 2vw, 1.5rem) 0;
  border-radius: var(--radius-md);
}

.highlight-text-emergency-fund-importance {
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.6;
  margin: 0;
}

.content-one-image-emergency-fund-importance {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-one-image-img-emergency-fund-importance {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .content-one-wrapper-emergency-fund-importance {
    flex-direction: column;
  }
  
  .content-one-text-emergency-fund-importance,
  .content-one-image-emergency-fund-importance {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.content-two-section-emergency-fund-importance {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.content-two-wrapper-emergency-fund-importance {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.content-two-image-emergency-fund-importance {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-two-image-img-emergency-fund-importance {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.content-two-text-emergency-fund-importance {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-two-title-emergency-fund-importance {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-family: var(--font-heading);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.content-two-paragraph-emergency-fund-importance {
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.steps-container-emergency-fund-importance {
  display: flex;
  flex-direction: column;
  gap: clamp(1.25rem, 2vw, 1.75rem);
  margin-top: clamp(1.5rem, 3vw, 2rem);
}

.step-item-emergency-fund-importance {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.step-number-emergency-fund-importance {
  flex-shrink: 0;
  width: 50px;
  height: 50px;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: clamp(1.25rem, 2vw, 1.5rem);
  font-family: var(--font-heading);
}

.step-text-emergency-fund-importance {
  flex: 1;
}

.step-text-emergency-fund-importance strong {
  display: block;
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  color: var(--color-text-primary);
  margin-bottom: 0.5rem;
}

.step-text-emergency-fund-importance p {
  font-size: clamp(0.9rem, 1.5vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

@media (max-width: 768px) {
  .content-two-wrapper-emergency-fund-importance {
    flex-direction: column;
  }
  
  .content-two-image-emergency-fund-importance,
  .content-two-text-emergency-fund-importance {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.content-three-section-emergency-fund-importance {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.content-three-wrapper-emergency-fund-importance {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.content-three-text-emergency-fund-importance {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-three-title-emergency-fund-importance {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-family: var(--font-heading);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.content-three-paragraph-emergency-fund-importance {
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.quote-box-emergency-fund-importance {
  background: var(--color-bg-tertiary);
  border-left: 4px solid var(--color-secondary);
  padding: clamp(1.25rem, 2vw, 1.75rem);
  margin: clamp(1.5rem, 3vw, 2rem) 0;
  border-radius: var(--radius-md);
}

.quote-text-emergency-fund-importance {
  font-size: clamp(1rem, 1.5vw, 1.15rem);
  color: var(--color-text-primary);
  font-style: italic;
  line-height: 1.7;
  margin: 0;
}

.content-three-image-emergency-fund-importance {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-three-image-img-emergency-fund-importance {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .content-three-wrapper-emergency-fund-importance {
    flex-direction: column;
  }
  
  .content-three-text-emergency-fund-importance,
  .content-three-image-emergency-fund-importance {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.conclusion-section-emergency-fund-importance {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.conclusion-content-emergency-fund-importance {
  max-width: 800px;
  margin: 0 auto;
}

.conclusion-title-emergency-fund-importance {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-family: var(--font-heading);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.conclusion-paragraph-emergency-fund-importance {
  font-size: clamp(0.95rem, 1.5vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.cta-box-emergency-fund-importance {
  background: var(--color-bg-secondary);
  border: 2px solid var(--color-primary);
  border-radius: var(--radius-lg);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  margin-top: clamp(2rem, 4vw, 3rem);
  text-align: center;
}

.cta-title-emergency-fund-importance {
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 clamp(0.5rem, 1vw, 0.75rem) 0;
  font-family: var(--font-heading);
}

.cta-text-emergency-fund-importance {
  font-size: clamp(0.9rem, 1.5vw, 1rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.6;
}

.cta-button-emergency-fund-importance {
  display: inline-block;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  padding: clamp(0.75rem, 1.5vw, 1rem) clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-md);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.9rem, 1.5vw, 1rem);
  transition: all var(--transition-base);
}

.cta-button-emergency-fund-importance:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.disclaimer-section-emergency-fund-importance {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 4vw, 3rem) 0;
  overflow: hidden;
}

.disclaimer-content-emergency-fund-importance {
  background: var(--color-bg-tertiary);
  border-left: 4px solid var(--color-warning);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-md);
}

.disclaimer-title-emergency-fund-importance {
  font-size: clamp(1.1rem, 2vw, 1.4rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 clamp(0.75rem, 1.5vw, 1rem) 0;
  font-family: var(--font-heading);
}

.disclaimer-text-emergency-fund-importance {
  font-size: clamp(0.85rem, 1.5vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.related-section-emergency-fund-importance {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.related-content-emergency-fund-importance {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-title-emergency-fund-importance {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  text-align: center;
  font-family: var(--font-heading);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.related-cards-emergency-fund-importance {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.related-card-emergency-fund-importance {
  flex: 1 1 100%;
  max-width: calc(33.333% - clamp(1rem, 2vw, 1.67rem));
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: all var(--transition-base);
  display: flex;
  flex-direction: column;
}

.related-card-emergency-fund-importance:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 24px rgba(0, 0, 0, 0.3);
}

.related-card-image-emergency-fund-importance {
  width: 100%;
  height: 200px;
  object-fit: cover;
  display: block;
}

.related-card-content-emergency-fund-importance {
  padding: clamp(1rem, 2vw, 1.5rem);
  flex: 1;
  display: flex;
  flex-direction: column;
}

.related-card-title-emergency-fund-importance {
  font-size: clamp(1rem, 1.5vw, 1.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 clamp(0.5rem, 1vw, 0.75rem) 0;
  font-family: var(--font-heading);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.related-card-title-emergency-fund-importance a {
  color: var(--color-text-primary);
  text-decoration: none;
  transition: all var(--transition-base);
}

.related-card-title-emergency-fund-importance a:hover {
  color: var(--color-primary);
}

.related-card-text-emergency-fund-importance {
  font-size: clamp(0.85rem, 1.5vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
  flex: 1;
}

@media (max-width: 1023px) {
  .related-card-emergency-fund-importance {
    max-width: calc(50% - clamp(0.75rem, 1.5vw, 1.25rem));
  }
}

@media (max-width: 768px) {
  .related-card-emergency-fund-importance {
    max-width: 100%;
  }
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.main-goal-based-savings-strategies {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

h1, h2, h3, h4, h5, h6 {
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
  font-weight: 700;
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
  line-height: 1.6;
}

a {
  color: var(--color-accent);
  transition: color var(--transition-base);
  text-decoration: none;
}

a:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.hero-section-goal-based-savings-strategies {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 6vw, 4rem) 0;
  overflow: hidden;
  border-bottom: 1px solid rgba(107, 114, 128, 0.2);
}

.hero-wrapper-goal-based-savings-strategies {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-content-goal-based-savings-strategies {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-goal-based-savings-strategies {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-meta-goal-based-savings-strategies {
  margin-bottom: var(--spacing-md);
}

.meta-badge-goal-based-savings-strategies {
  display: inline-block;
  background: rgba(99, 102, 241, 0.15);
  color: var(--color-secondary);
  padding: var(--spacing-xs) var(--spacing-sm);
  border-radius: var(--radius-full);
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  font-weight: 600;
  letter-spacing: 0.05em;
}

.hero-title-goal-based-savings-strategies {
  color: var(--color-text-primary);
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  line-height: 1.2;
  margin-bottom: var(--spacing-md);
}

.hero-lead-goal-based-savings-strategies {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.25rem);
  margin-bottom: var(--spacing-lg);
  line-height: 1.7;
}

.hero-meta-info-goal-based-savings-strategies {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: var(--spacing-sm);
  color: var(--color-text-muted);
  font-size: clamp(0.8rem, 1vw, 0.95rem);
}

.meta-divider-goal-based-savings-strategies {
  color: var(--color-text-muted);
  opacity: 0.5;
}

.hero-img-goal-based-savings-strategies {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.breadcrumbs-goal-based-savings-strategies {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: var(--spacing-xs);
  margin-bottom: var(--spacing-lg);
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
}

.breadcrumbs-goal-based-savings-strategies a {
  color: var(--color-accent);
  transition: color var(--transition-base);
}

.breadcrumbs-goal-based-savings-strategies a:hover {
  color: var(--color-accent-hover);
}

.breadcrumbs-goal-based-savings-strategies span {
  color: var(--color-text-muted);
}

.author-inline-section-goal-based-savings-strategies {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 4vw, 3rem) 0;
  overflow: hidden;
  border-bottom: 1px solid rgba(107, 114, 128, 0.2);
}

.author-inline-card-goal-based-savings-strategies {
  display: flex;
  flex-direction: row;
  gap: var(--spacing-lg);
  align-items: center;
  padding: var(--spacing-lg);
  background: var(--color-bg-primary);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-accent);
}

.author-inline-photo-goal-based-savings-strategies {
  width: 80px;
  height: 80px;
  border-radius: var(--radius-full);
  object-fit: cover;
  flex-shrink: 0;
  display: block;
}

.author-inline-text-goal-based-savings-strategies {
  flex: 1;
  min-width: 0;
}

.author-inline-name-goal-based-savings-strategies {
  margin-bottom: var(--spacing-xs);
}

.author-inline-name-goal-based-savings-strategies a {
  color: var(--color-text-primary);
  font-weight: 600;
  font-size: clamp(0.95rem, 1vw, 1.1rem);
  transition: color var(--transition-base);
}

.author-inline-name-goal-based-savings-strategies a:hover {
  color: var(--color-accent);
}

.author-inline-position-goal-based-savings-strategies {
  color: var(--color-accent);
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  font-weight: 600;
  margin-bottom: var(--spacing-xs);
}

.author-inline-bio-goal-based-savings-strategies {
  color: var(--color-text-secondary);
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  line-height: 1.5;
  margin: 0;
}

.body-section-goal-based-savings-strategies {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.body-content-goal-based-savings-strategies {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.body-intro-goal-based-savings-strategies {
  max-width: 900px;
  margin: 0 auto 0 0;
}

.body-intro-title-goal-based-savings-strategies {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  margin-bottom: var(--spacing-md);
  line-height: 1.3;
}

.body-intro-text-goal-based-savings-strategies {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.2vw, 1.05rem);
  margin-bottom: var(--spacing-md);
  line-height: 1.7;
}

.body-split-goal-based-savings-strategies {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.body-split-reversed-goal-based-savings-strategies {
  display: flex;
  flex-direction: row-reverse;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.body-split-text-goal-based-savings-strategies,
.body-split-text-right-goal-based-savings-strategies {
  flex: 1 1 50%;
  max-width: 50%;
}

.body-split-image-goal-based-savings-strategies,
.body-split-image-left-goal-based-savings-strategies {
  flex: 1 1 50%;
  max-width: 50%;
}

.body-split-title-goal-based-savings-strategies {
  color: var(--color-text-primary);
  font-size: clamp(1.35rem, 3vw + 0.3rem, 2.2rem);
  margin-bottom: var(--spacing-md);
  line-height: 1.3;
}

.body-split-para-goal-based-savings-strategies {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.2vw, 1.05rem);
  margin-bottom: var(--spacing-md);
  line-height: 1.7;
}

.body-split-img-goal-based-savings-strategies {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.body-highlight-box-goal-based-savings-strategies {
  background: rgba(99, 102, 241, 0.1);
  border-left: 4px solid var(--color-accent);
  padding: var(--spacing-md);
  border-radius: var(--radius-md);
  margin: var(--spacing-lg) 0;
}

.body-highlight-text-goal-based-savings-strategies {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.1vw, 1.05rem);
  margin: 0;
  line-height: 1.6;
}

.body-section-content-goal-based-savings-strategies {
  max-width: 900px;
}

.body-section-title-goal-based-savings-strategies {
  color: var(--color-text-primary);
  font-size: clamp(1.35rem, 3vw + 0.3rem, 2.2rem);
  margin-bottom: var(--spacing-lg);
  line-height: 1.3;
}

.body-section-text-goal-based-savings-strategies {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.2vw, 1.05rem);
  margin-bottom: var(--spacing-lg);
  line-height: 1.7;
}

.goals-comparison-goal-based-savings-strategies {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: var(--spacing-lg);
  justify-content: center;
  margin: var(--spacing-xl) 0;
}

.goal-card-goal-based-savings-strategies {
  flex: 1 1 calc(33.333% - var(--spacing-lg));
  min-width: 250px;
  background: var(--color-bg-card);
  border: 1px solid rgba(107, 114, 128, 0.2);
  border-radius: var(--radius-lg);
  padding: var(--spacing-lg);
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
  transition: all var(--transition-base);
}

.goal-card-goal-based-savings-strategies:hover {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.goal-card-title-goal-based-savings-strategies {
  color: var(--color-text-primary);
  font-size: clamp(1.05rem, 2vw, 1.3rem);
  margin: 0;
  line-height: 1.3;
}

.goal-card-text-goal-based-savings-strategies {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 1rem);
  margin: 0;
  line-height: 1.6;
}

.body-quote-section-goal-based-savings-strategies {
  background: var(--color-bg-secondary);
  padding: var(--spacing-xl);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-accent);
  margin: var(--spacing-xl) 0;
}

.body-quote-block-goal-based-savings-strategies {
  margin: 0;
  padding: 0;
}

.body-quote-text-goal-based-savings-strategies {
  color: var(--color-text-primary);
  font-size: clamp(1.05rem, 1.5vw, 1.3rem);
  font-style: italic;
  margin: 0 0 var(--spacing-md) 0;
  line-height: 1.7;
  font-weight: 500;
}

.body-quote-footer-goal-based-savings-strategies {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  font-style: normal;
}

.body-conclusion-goal-based-savings-strategies {
  max-width: 900px;
}

.body-conclusion-title-goal-based-savings-strategies {
  color: var(--color-text-primary);
  font-size: clamp(1.35rem, 3vw + 0.3rem, 2.2rem);
  margin-bottom: var(--spacing-md);
  line-height: 1.3;
}

.body-conclusion-text-goal-based-savings-strategies {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.2vw, 1.05rem);
  margin-bottom: var(--spacing-md);
  line-height: 1.7;
}

.disclaimer-section-goal-based-savings-strategies {
  background: rgba(99, 102, 241, 0.08);
  border: 1px solid rgba(99, 102, 241, 0.2);
  border-radius: var(--radius-lg);
  padding: var(--spacing-lg);
  margin: var(--spacing-xl) 0 0 0;
}

.disclaimer-content-goal-based-savings-strategies {
  max-width: 900px;
}

.disclaimer-title-goal-based-savings-strategies {
  color: var(--color-text-primary);
  font-size: clamp(1.05rem, 2vw, 1.25rem);
  margin: 0 0 var(--spacing-md) 0;
  line-height: 1.3;
}

.disclaimer-text-goal-based-savings-strategies {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  margin: 0;
  line-height: 1.6;
}

.related-posts-section-goal-based-savings-strategies {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-posts-content-goal-based-savings-strategies {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-posts-header-goal-based-savings-strategies {
  text-align: center;
}

.related-posts-title-goal-based-savings-strategies {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  margin-bottom: var(--spacing-md);
  line-height: 1.3;
}

.related-posts-subtitle-goal-based-savings-strategies {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.3vw, 1.15rem);
  margin: 0;
  line-height: 1.6;
}

.related-posts-grid-goal-based-savings-strategies {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: var(--spacing-lg);
  justify-content: center;
}

.related-post-card-goal-based-savings-strategies {
  flex: 1 1 calc(33.333% - var(--spacing-lg));
  min-width: 280px;
  background: var(--color-bg-card);
  border: 1px solid rgba(107, 114, 128, 0.2);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: all var(--transition-base);
}

.related-post-card-goal-based-savings-strategies:hover {
  border-color: var(--color-accent);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.related-post-image-goal-based-savings-strategies {
  width: 100%;
  height: 200px;
  overflow: hidden;
  background: var(--color-bg-tertiary);
}

.related-post-img-goal-based-savings-strategies {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform var(--transition-base);
}

.related-post-card-goal-based-savings-strategies:hover .related-post-img-goal-based-savings-strategies {
  transform: scale(1.05);
}

.related-post-body-goal-based-savings-strategies {
  padding: var(--spacing-lg);
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
  flex: 1;
}

.related-post-title-goal-based-savings-strategies {
  color: var(--color-text-primary);
  font-size: clamp(1.05rem, 2vw, 1.3rem);
  margin: 0;
  line-height: 1.3;
}

.related-post-text-goal-based-savings-strategies {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  margin: 0;
  line-height: 1.6;
  flex: 1;
}

.related-post-link-goal-based-savings-strategies {
  color: var(--color-accent);
  font-weight: 600;
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  transition: color var(--transition-base);
  align-self: flex-start;
}

.related-post-link-goal-based-savings-strategies:hover {
  color: var(--color-accent-hover);
}

@media (max-width: 768px) {
  .hero-wrapper-goal-based-savings-strategies {
    flex-direction: column;
  }

  .hero-content-goal-based-savings-strategies,
  .hero-image-goal-based-savings-strategies {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .body-split-goal-based-savings-strategies,
  .body-split-reversed-goal-based-savings-strategies {
    flex-direction: column;
  }

  .body-split-text-goal-based-savings-strategies,
  .body-split-text-right-goal-based-savings-strategies,
  .body-split-image-goal-based-savings-strategies,
  .body-split-image-left-goal-based-savings-strategies {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .goals-comparison-goal-based-savings-strategies {
    flex-direction: column;
  }

  .goal-card-goal-based-savings-strategies {
    flex: 1 1 100%;
    min-width: auto;
  }

  .author-inline-card-goal-based-savings-strategies {
    flex-direction: column;
    text-align: center;
  }

  .related-posts-grid-goal-based-savings-strategies {
    flex-direction: column;
  }

  .related-post-card-goal-based-savings-strategies {
    flex: 1 1 100%;
    min-width: auto;
  }
}

@media (min-width: 769px) and (max-width: 1023px) {
  .goal-card-goal-based-savings-strategies {
    flex: 1 1 calc(50% - var(--spacing-lg));
    min-width: auto;
  }

  .related-post-card-goal-based-savings-strategies {
    flex: 1 1 calc(50% - var(--spacing-lg));
    min-width: auto;
  }
}

.main-mpf-awareness-guide {
  background: var(--color-bg-primary);
  font-family: var(--font-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
  overflow-x: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  color: var(--color-secondary);
  text-decoration: none;
  transition: color var(--transition-base);
}

a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.hero-section-mpf-awareness-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-bottom: 1px solid var(--color-border);
}

.breadcrumbs-mpf-awareness-guide {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: 0.5rem;
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  font-size: clamp(0.8rem, 1vw + 0.4rem, 0.95rem);
}

.breadcrumbs-mpf-awareness-guide a {
  color: var(--color-secondary);
  transition: color var(--transition-base);
}

.breadcrumbs-mpf-awareness-guide a:hover {
  color: var(--color-primary-hover);
}

.breadcrumbs-mpf-awareness-guide span {
  color: var(--color-text-muted);
}

.hero-wrapper-mpf-awareness-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-content-mpf-awareness-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-mpf-awareness-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-mpf-awareness-guide img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-xl);
  display: block;
  box-shadow: var(--shadow-lg);
}

.hero-title-mpf-awareness-guide {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.2;
}

.hero-subtitle-mpf-awareness-guide {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1.5rem, 3vw, 2rem) 0;
  line-height: 1.6;
}

.hero-meta-mpf-awareness-guide {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.meta-item-mpf-awareness-guide {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 0.5rem;
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  color: var(--color-text-muted);
}

.meta-item-mpf-awareness-guide i {
  color: var(--color-primary);
  font-size: 1rem;
}

@media (max-width: 768px) {
  .hero-wrapper-mpf-awareness-guide {
    flex-direction: column;
  }

  .hero-content-mpf-awareness-guide,
  .hero-image-mpf-awareness-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .hero-image-mpf-awareness-guide {
    order: -1;
  }
}

.author-section-mpf-awareness-guide {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 5vw, 3rem) 0;
  overflow: hidden;
  border-bottom: 1px solid var(--color-border);
}

.author-block-mpf-awareness-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: center;
}

.author-photo-mpf-awareness-guide {
  width: clamp(80px, 10vw, 120px);
  height: clamp(80px, 10vw, 120px);
  border-radius: 50%;
  object-fit: cover;
  flex-shrink: 0;
  border: 2px solid var(--color-primary);
}

.author-info-mpf-awareness-guide {
  flex: 1 1 auto;
}

.author-label-mpf-awareness-guide {
  font-size: clamp(0.75rem, 1vw + 0.4rem, 0.85rem);
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin: 0 0 0.25rem 0;
}

.author-name-mpf-awareness-guide {
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-primary);
  margin: 0 0 0.25rem 0;
}

.author-name-mpf-awareness-guide a {
  color: var(--color-text-primary);
}

.author-name-mpf-awareness-guide a:hover {
  color: var(--color-secondary);
}

.author-role-mpf-awareness-guide {
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  color: var(--color-primary);
  margin: 0 0 0.5rem 0;
  font-weight: 600;
}

.author-bio-mpf-awareness-guide {
  font-size: clamp(0.8rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.5;
}

@media (max-width: 768px) {
  .author-block-mpf-awareness-guide {
    flex-direction: column;
    text-align: center;
  }

  .author-photo-mpf-awareness-guide {
    margin: 0 auto;
  }
}

.body-section-mpf-awareness-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.body-content-mpf-awareness-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.body-text-mpf-awareness-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.body-image-mpf-awareness-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.body-img-mpf-awareness-guide {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-xl);
  display: block;
  box-shadow: var(--shadow-lg);
}

.body-heading-mpf-awareness-guide {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.3;
}

.body-paragraph-mpf-awareness-guide {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.8;
}

.quote-block-mpf-awareness-guide {
  background: var(--color-bg-secondary);
  border-left: 4px solid var(--color-primary);
  padding: clamp(1.5rem, 3vw, 2rem);
  margin: clamp(1.5rem, 3vw, 2rem) 0;
  border-radius: var(--radius-lg);
}

.quote-text-mpf-awareness-guide {
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-primary);
  font-style: italic;
  margin: 0 0 1rem 0;
  line-height: 1.7;
}

.quote-author-mpf-awareness-guide {
  font-size: clamp(0.8rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-muted);
  display: block;
}

@media (max-width: 768px) {
  .body-content-mpf-awareness-guide {
    flex-direction: column;
  }

  .body-text-mpf-awareness-guide,
  .body-image-mpf-awareness-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.contributions-section-mpf-awareness-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.contributions-content-mpf-awareness-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.contributions-image-mpf-awareness-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.contributions-img-mpf-awareness-guide {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-xl);
  display: block;
  box-shadow: var(--shadow-lg);
}

.contributions-text-mpf-awareness-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.contributions-heading-mpf-awareness-guide {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.3;
}

.contributions-paragraph-mpf-awareness-guide {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.8;
}

@media (max-width: 768px) {
  .contributions-content-mpf-awareness-guide {
    flex-direction: column;
  }

  .contributions-image-mpf-awareness-guide,
  .contributions-text-mpf-awareness-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .contributions-image-mpf-awareness-guide {
    order: -1;
  }
}

.funds-section-mpf-awareness-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.funds-content-mpf-awareness-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.funds-text-mpf-awareness-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.funds-image-mpf-awareness-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.funds-img-mpf-awareness-guide {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-xl);
  display: block;
  box-shadow: var(--shadow-lg);
}

.funds-heading-mpf-awareness-guide {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.3;
}

.funds-paragraph-mpf-awareness-guide {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.8;
}

.funds-highlight-mpf-awareness-guide {
  background: var(--color-bg-secondary);
  border-left: 4px solid var(--color-secondary);
  padding: clamp(1.5rem, 3vw, 2rem);
  margin: clamp(1.5rem, 3vw, 2rem) 0;
  border-radius: var(--radius-lg);
}

.highlight-title-mpf-awareness-guide {
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
}

.funds-list-mpf-awareness-guide {
  list-style: none;
  padding: 0;
  margin: 0;
}

.funds-item-mpf-awareness-guide {
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0 0 0.75rem 0;
  padding-left: 1.5rem;
  position: relative;
}

.funds-item-mpf-awareness-guide::before {
  content: '';
  position: absolute;
  left: 0;
  color: var(--color-secondary);
  font-weight: bold;
}

@media (max-width: 768px) {
  .funds-content-mpf-awareness-guide {
    flex-direction: column;
  }

  .funds-text-mpf-awareness-guide,
  .funds-image-mpf-awareness-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.withdrawal-section-mpf-awareness-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.withdrawal-content-mpf-awareness-guide {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.withdrawal-image-mpf-awareness-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.withdrawal-img-mpf-awareness-guide {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-xl);
  display: block;
  box-shadow: var(--shadow-lg);
}

.withdrawal-text-mpf-awareness-guide {
  flex: 1 1 50%;
  max-width: 50%;
}

.withdrawal-heading-mpf-awareness-guide {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.3;
}

.withdrawal-paragraph-mpf-awareness-guide {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.8;
}

@media (max-width: 768px) {
  .withdrawal-content-mpf-awareness-guide {
    flex-direction: column;
  }

  .withdrawal-image-mpf-awareness-guide,
  .withdrawal-text-mpf-awareness-guide {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .withdrawal-image-mpf-awareness-guide {
    order: -1;
  }
}

.integration-section-mpf-awareness-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.integration-content-mpf-awareness-guide {
  max-width: 100%;
}

.integration-heading-mpf-awareness-guide {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.3;
}

.integration-paragraph-mpf-awareness-guide {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.8;
}

.integration-highlight-mpf-awareness-guide {
  background: var(--color-bg-secondary);
  border-left: 4px solid var(--color-primary);
  padding: clamp(1.5rem, 3vw, 2rem);
  margin: clamp(1.5rem, 3vw, 2rem) 0;
  border-radius: var(--radius-lg);
}

.highlight-text-mpf-awareness-guide {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.8;
}

.conclusion-section-mpf-awareness-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
}

.conclusion-content-mpf-awareness-guide {
  max-width: 100%;
}

.conclusion-heading-mpf-awareness-guide {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.3;
}

.conclusion-paragraph-mpf-awareness-guide {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.8;
}

.disclaimer-section-mpf-awareness-guide {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.disclaimer-content-mpf-awareness-guide {
  background: var(--color-bg-secondary);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: clamp(1.5rem, 3vw, 2rem);
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  align-items: flex-start;
}

.disclaimer-icon-mpf-awareness-guide {
  flex-shrink: 0;
  color: var(--color-primary);
  font-size: clamp(1.5rem, 2vw + 0.5rem, 2rem);
  margin-top: 0.25rem;
}

.disclaimer-text-mpf-awareness-guide {
  flex: 1 1 auto;
}

.disclaimer-title-mpf-awareness-guide {
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-primary);
  margin: 0 0 0.5rem 0;
}

.disclaimer-paragraph-mpf-awareness-guide {
  font-size: clamp(0.8rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.7;
}

@media (max-width: 768px) {
  .disclaimer-content-mpf-awareness-guide {
    flex-direction: column;
    align-items: flex-start;
  }

  .disclaimer-icon-mpf-awareness-guide {
    align-self: center;
  }
}

.related-section-mpf-awareness-guide {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border);
}

.related-content-mpf-awareness-guide {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.related-heading-mpf-awareness-guide {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.3;
  text-align: center;
}

.related-cards-mpf-awareness-guide {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.related-card-mpf-awareness-guide {
  background: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: all var(--transition-base);
  flex: 1 1 calc(33.333% - 1.5rem);
  min-width: 280px;
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-sm);
}

.related-card-mpf-awareness-guide:hover {
  border-color: var(--color-primary);
  box-shadow: var(--shadow-md);
  transform: translateY(-4px);
}

.related-image-mpf-awareness-guide {
  width: 100%;
  height: 200px;
  overflow: hidden;
  background: var(--color-bg-tertiary);
}

.related-image-mpf-awareness-guide img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform var(--transition-base);
}

.related-card-mpf-awareness-guide:hover .related-image-mpf-awareness-guide img {
  transform: scale(1.05);
}

.related-card-text-mpf-awareness-guide {
  padding: clamp(1rem, 2vw, 1.5rem);
  display: flex;
  flex-direction: column;
  flex: 1;
}

.related-card-title-mpf-awareness-guide {
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-primary);
  margin: 0 0 0.75rem 0;
  line-height: 1.4;
}

.related-card-title-mpf-awareness-guide a {
  color: var(--color-text-primary);
  transition: color var(--transition-base);
}

.related-card-title-mpf-awareness-guide a:hover {
  color: var(--color-secondary);
}

.related-card-description-mpf-awareness-guide {
  font-size: clamp(0.8rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
  flex: 1;
}

@media (max-width: 1024px) {
  .related-card-mpf-awareness-guide {
    flex: 1 1 calc(50% - 1rem);
  }
}

@media (max-width: 768px) {
  .related-card-mpf-awareness-guide {
    flex: 1 1 100%;
  }
}

::-webkit-scrollbar {
  width: 8px;
}

::-webkit-scrollbar-track {
  background: var(--color-bg-primary);
}

::-webkit-scrollbar-thumb {
  background: var(--color-border);
  border-radius: var(--radius-full);
}

::-webkit-scrollbar-thumb:hover {
  background: var(--color-border-light);
}

.main-preparing-unexpected-expenses {
  display: block;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-section-preparing-unexpected-expenses {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.breadcrumbs-preparing-unexpected-expenses {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: clamp(2rem, 4vw, 3rem);
  font-size: clamp(0.75rem, 1vw + 0.5rem, 0.95rem);
  flex-wrap: wrap;
}

.breadcrumbs-preparing-unexpected-expenses a {
  color: var(--color-primary);
  text-decoration: none;
  transition: all var(--transition-fast);
}

.breadcrumbs-preparing-unexpected-expenses a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.breadcrumbs-preparing-unexpected-expenses span {
  color: var(--color-text-muted);
}

.hero-wrapper-preparing-unexpected-expenses {
  display: block;
}

.hero-content-preparing-unexpected-expenses {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-preparing-unexpected-expenses {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-preparing-unexpected-expenses {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-title-preparing-unexpected-expenses {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

.hero-lead-preparing-unexpected-expenses {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.hero-meta-preparing-unexpected-expenses {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  flex-wrap: wrap;
  align-items: center;
}

.meta-item-preparing-unexpected-expenses {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: clamp(0.8rem, 1vw + 0.5rem, 0.95rem);
  color: var(--color-text-muted);
}

.meta-item-preparing-unexpected-expenses i {
  color: var(--color-primary);
  font-size: 1em;
}

.hero-image-preparing-unexpected-expenses img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  max-height: 450px;
}

@media (max-width: 768px) {
  .hero-content-preparing-unexpected-expenses {
    flex-direction: column;
  }

  .hero-text-preparing-unexpected-expenses,
  .hero-image-preparing-unexpected-expenses {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .hero-image-preparing-unexpected-expenses img {
    max-height: 300px;
  }
}

.author-section-preparing-unexpected-expenses {
  background: var(--color-bg-secondary);
  padding: clamp(2rem, 4vw, 3rem) 0;
  overflow: hidden;
}

.author-block-preparing-unexpected-expenses {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2rem);
  align-items: flex-start;
}

.author-photo-preparing-unexpected-expenses {
  flex-shrink: 0;
}

.author-photo-preparing-unexpected-expenses img {
  width: 120px;
  height: 120px;
  border-radius: var(--radius-full);
  object-fit: cover;
  display: block;
}

.author-info-preparing-unexpected-expenses {
  flex: 1 1 auto;
}

.author-name-preparing-unexpected-expenses {
  margin-bottom: 0.25rem;
}

.author-name-preparing-unexpected-expenses a {
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 600;
  text-decoration: none;
  transition: all var(--transition-fast);
  font-family: var(--font-heading);
}

.author-name-preparing-unexpected-expenses a:hover {
  color: var(--color-primary);
  text-decoration: underline;
}

.author-title-preparing-unexpected-expenses {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-primary);
  font-weight: 600;
  margin-bottom: 0.5rem;
}

.author-bio-preparing-unexpected-expenses {
  font-size: clamp(0.8rem, 1vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.intro-section-preparing-unexpected-expenses {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-preparing-unexpected-expenses {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: flex-start;
}

.intro-text-preparing-unexpected-expenses {
  flex: 1 1 60%;
  max-width: 60%;
}

.intro-highlight-preparing-unexpected-expenses {
  flex: 1 1 40%;
  max-width: 40%;
}

.intro-title-preparing-unexpected-expenses {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

.intro-paragraph-preparing-unexpected-expenses {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.intro-paragraph-preparing-unexpected-expenses:last-child {
  margin-bottom: 0;
}

.highlight-box-preparing-unexpected-expenses {
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-primary);
}

.highlight-title-preparing-unexpected-expenses {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.25rem);
  font-weight: 600;
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

.highlight-list-preparing-unexpected-expenses {
  list-style: none;
  padding: 0;
  margin: 0;
}

.highlight-list-preparing-unexpected-expenses li {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  padding: 0.5rem 0;
  line-height: 1.6;
}

.highlight-list-preparing-unexpected-expenses li:before {
  content: " ";
  color: var(--color-primary);
  margin-right: 0.75rem;
}

@media (max-width: 768px) {
  .intro-content-preparing-unexpected-expenses {
    flex-direction: column;
  }

  .intro-text-preparing-unexpected-expenses,
  .intro-highlight-preparing-unexpected-expenses {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.content-one-preparing-unexpected-expenses {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.content-wrapper-preparing-unexpected-expenses {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.content-text-preparing-unexpected-expenses {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-image-preparing-unexpected-expenses {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-title-preparing-unexpected-expenses {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

.content-paragraph-preparing-unexpected-expenses {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.content-image-preparing-unexpected-expenses img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  max-height: 400px;
}

@media (max-width: 768px) {
  .content-wrapper-preparing-unexpected-expenses {
    flex-direction: column;
  }

  .content-text-preparing-unexpected-expenses,
  .content-image-preparing-unexpected-expenses {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .content-image-preparing-unexpected-expenses img {
    max-height: 300px;
  }
}

.content-two-preparing-unexpected-expenses {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.content-wrapper-two-preparing-unexpected-expenses {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.content-text-two-preparing-unexpected-expenses {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-image-two-preparing-unexpected-expenses {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-title-two-preparing-unexpected-expenses {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

.content-paragraph-two-preparing-unexpected-expenses {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.steps-list-preparing-unexpected-expenses {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.step-item-preparing-unexpected-expenses {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  align-items: flex-start;
}

.step-number-preparing-unexpected-expenses {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  border-radius: var(--radius-full);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 1.1rem;
  font-family: var(--font-heading);
}

.step-text-preparing-unexpected-expenses {
  flex: 1;
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.step-text-preparing-unexpected-expenses strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

.content-image-two-preparing-unexpected-expenses img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  max-height: 400px;
}

@media (max-width: 768px) {
  .content-wrapper-two-preparing-unexpected-expenses {
    flex-direction: column-reverse;
  }

  .content-text-two-preparing-unexpected-expenses,
  .content-image-two-preparing-unexpected-expenses {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .content-image-two-preparing-unexpected-expenses img {
    max-height: 300px;
  }
}

.content-three-preparing-unexpected-expenses {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.content-wrapper-three-preparing-unexpected-expenses {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: flex-start;
}

.content-text-three-preparing-unexpected-expenses {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-image-three-preparing-unexpected-expenses {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-title-three-preparing-unexpected-expenses {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

.content-paragraph-three-preparing-unexpected-expenses {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.options-box-preparing-unexpected-expenses {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  padding: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
}

.option-item-preparing-unexpected-expenses {
  display: block;
}

.option-title-preparing-unexpected-expenses {
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.2rem);
  color: var(--color-text-primary);
  margin-bottom: 0.5rem;
  font-weight: 600;
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

.option-text-preparing-unexpected-expenses {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.content-image-three-preparing-unexpected-expenses img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  max-height: 400px;
}

@media (max-width: 768px) {
  .content-wrapper-three-preparing-unexpected-expenses {
    flex-direction: column;
  }

  .content-text-three-preparing-unexpected-expenses,
  .content-image-three-preparing-unexpected-expenses {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .content-image-three-preparing-unexpected-expenses img {
    max-height: 300px;
  }
}

.content-four-preparing-unexpected-expenses {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.content-wrapper-four-preparing-unexpected-expenses {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.content-text-four-preparing-unexpected-expenses {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-image-four-preparing-unexpected-expenses {
  flex: 1 1 50%;
  max-width: 50%;
}

.content-title-four-preparing-unexpected-expenses {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  line-height: 1.2;
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

.content-paragraph-four-preparing-unexpected-expenses {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.content-paragraph-four-preparing-unexpected-expenses strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

.content-image-four-preparing-unexpected-expenses img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  max-height: 400px;
}

@media (max-width: 768px) {
  .content-wrapper-four-preparing-unexpected-expenses {
    flex-direction: column-reverse;
  }

  .content-text-four-preparing-unexpected-expenses,
  .content-image-four-preparing-unexpected-expenses {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .content-image-four-preparing-unexpected-expenses img {
    max-height: 300px;
  }
}

.conclusion-section-preparing-unexpected-expenses {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.conclusion-content-preparing-unexpected-expenses {
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
}

.conclusion-title-preparing-unexpected-expenses {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  line-height: 1.2;
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

.conclusion-text-preparing-unexpected-expenses {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.cta-box-preparing-unexpected-expenses {
  background: var(--color-bg-card);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: clamp(2rem, 4vw, 3rem);
  margin-top: clamp(2rem, 4vw, 3rem);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  align-items: center;
}

.cta-text-preparing-unexpected-expenses {
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.2rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin: 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.cta-link-preparing-unexpected-expenses {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: clamp(0.75rem, 1vw + 0.5rem, 1rem) clamp(1.5rem, 3vw, 2rem);
  background: var(--color-primary);
  color: var(--color-text-primary);
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 600;
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.05rem);
  transition: all var(--transition-base);
}

.cta-link-preparing-unexpected-expenses:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.disclaimer-section-preparing-unexpected-expenses {
  background: var(--color-bg-primary);
  padding: clamp(2.5rem, 5vw, 4rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border);
}

.disclaimer-content-preparing-unexpected-expenses {
  max-width: 900px;
  margin: 0 auto;
}

.disclaimer-title-preparing-unexpected-expenses {
  font-size: clamp(1.2rem, 2vw + 0.5rem, 1.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.25rem);
  font-weight: 600;
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

.disclaimer-text-preparing-unexpected-expenses {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
}

.related-section-preparing-unexpected-expenses {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-preparing-unexpected-expenses {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-title-preparing-unexpected-expenses {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  text-align: center;
  line-height: 1.2;
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

.related-grid-preparing-unexpected-expenses {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: clamp(1.5rem, 3vw, 2rem);
  width: 100%;
}

.related-card-preparing-unexpected-expenses {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid var(--color-border);
  transition: all var(--transition-base);
}

.related-card-preparing-unexpected-expenses:hover {
  transform: translateY(-4px);
  border-color: var(--color-primary);
}

.related-image-preparing-unexpected-expenses {
  overflow: hidden;
  height: 250px;
}

.related-image-preparing-unexpected-expenses img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: all var(--transition-base);
}

.related-card-preparing-unexpected-expenses:hover .related-image-preparing-unexpected-expenses img {
  transform: scale(1.05);
}

.related-text-preparing-unexpected-expenses {
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
  padding: clamp(1rem, 2vw, 1.5rem);
}

.related-card-title-preparing-unexpected-expenses {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
  margin: 0;
  line-height: 1.3;
  font-weight: 600;
  word-wrap: break-word;
  overflow-wrap: break-word;
  font-family: var(--font-heading);
}

.related-card-title-preparing-unexpected-expenses a {
  color: var(--color-text-primary);
  text-decoration: none;
  transition: all var(--transition-fast);
}

.related-card-title-preparing-unexpected-expenses a:hover {
  color: var(--color-primary);
  text-decoration: underline;
}

.related-card-description-preparing-unexpected-expenses {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

@media (max-width: 768px) {
  .related-grid-preparing-unexpected-expenses {
    grid-template-columns: 1fr;
  }
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (max-width: 1023px) {
  .container {
    padding: 0 clamp(1rem, 3vw, 1.5rem);
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

p, span, li {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  text-decoration: none;
  transition: all 0.3s ease;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

.btn {
  display: inline-block;
  padding: 0.875rem 1.75rem;
  background: var(--color-primary);
  color: var(--color-text-primary);
  border-radius: 6px;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  font-weight: 600;
  transition: all 0.3s ease;
  text-align: center;
}

.btn:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.btn-secondary {
  background: var(--color-secondary);
  color: var(--color-text-primary);
}

.btn-secondary:hover {
  background: var(--color-primary);
}

.financial-reserve-about {
  background: var(--color-bg-primary);
  overflow: hidden;
}

.hero-section-about {
  background: linear-gradient(135deg, var(--color-bg-secondary) 0%, var(--color-bg-primary) 100%);
  padding: clamp(4rem, 10vw, 8rem) 0;
  overflow: hidden;
}

.hero-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3rem);
}

.hero-text-block-about {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.hero-title-about {
  color: var(--color-text-primary);
  font-size: clamp(2rem, 6vw + 1rem, 3.5rem);
  line-height: 1.2;
}

.hero-subtitle-about {
  color: var(--color-text-secondary);
  font-size: clamp(1rem, 2vw + 0.5rem, 1.375rem);
}

.hero-description-about {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1.2vw + 0.5rem, 1.125rem);
  max-width: 600px;
}

.hero-visual-about {
  width: 100%;
  max-width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: 8px;
  display: block;
}

.stats-grid-about {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  margin-top: clamp(2rem, 4vw, 3rem);
}

.stat-item-about {
  flex: 1 1 calc(50% - 1rem);
  min-width: 200px;
  padding: clamp(1.25rem, 2vw, 1.75rem);
  background: var(--color-bg-tertiary);
  border-radius: 8px;
  border-left: 4px solid var(--color-primary);
}

.stat-number-about {
  color: var(--color-primary);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 700;
  font-family: var(--font-heading);
}

.stat-label-about {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  margin-top: 0.5rem;
}

.mission-section-about {
  background: var(--color-bg-primary);
  padding: clamp(4rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.mission-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.mission-header-about {
  text-align: center;
}

.section-label-about {
  color: var(--color-primary);
  font-size: clamp(0.75rem, 1vw + 0.4rem, 0.875rem);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.section-title-about {
  color: var(--color-text-primary);
  font-size: clamp(1.75rem, 4vw + 0.5rem, 2.75rem);
  margin-top: 0.75rem;
}

.section-intro-about {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.1vw + 0.5rem, 1.125rem);
  max-width: 700px;
  margin: clamp(1rem, 2vw, 1.5rem) auto 0;
}

.mission-text-about {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1.1vw + 0.5rem, 1.125rem);
  line-height: 1.8;
  max-width: 750px;
}

.mission-visual-about {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: 8px;
  display: block;
}

.approach-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(4rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.approach-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 3.5rem);
}

.approach-header-about {
  text-align: center;
}

.approach-cards-about {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.approach-card-about {
  flex: 1 1 calc(33.333% - 1.5rem);
  min-width: 280px;
  background: var(--color-bg-tertiary);
  padding: clamp(1.75rem, 3vw, 2.25rem);
  border-radius: 8px;
  border-top: 3px solid var(--color-primary);
  transition: all 0.3s ease;
}

.approach-card-about:hover {
  transform: translateY(-4px);
  background: var(--color-bg-card);
}

.card-icon-about {
  color: var(--color-primary);
  font-size: clamp(2rem, 3vw, 2.75rem);
  margin-bottom: 1rem;
}

.card-title-about {
  color: var(--color-text-primary);
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.375rem);
  margin-bottom: 0.75rem;
}

.card-description-about {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.4rem, 1rem);
  line-height: 1.7;
}

.impact-section-about {
  background: var(--color-bg-primary);
  padding: clamp(4rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.impact-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.impact-header-about {
  text-align: center;
}

.impact-blocks-about {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.impact-block-about {
  flex: 1 1 calc(50% - 1rem);
  min-width: 250px;
}

.impact-visual-about {
  width: 100%;
  height: auto;
  max-height: 350px;
  object-fit: cover;
  border-radius: 8px;
  display: block;
  margin-bottom: 1rem;
}

.impact-text-about {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.8;
}

.impact-title-about {
  color: var(--color-text-primary);
  font-size: clamp(1.25rem, 2vw + 0.5rem, 1.75rem);
  margin-bottom: 1rem;
}

.commitment-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(4rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.commitment-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.commitment-header-about {
  text-align: center;
}

.commitment-features-about {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 2vw, 2rem);
  max-width: 900px;
  margin: clamp(1.5rem, 3vw, 2.5rem) auto 0;
}

.feature-item-about {
  flex: 1 1 calc(50% - 1rem);
  min-width: 220px;
  padding: clamp(1.25rem, 2vw, 1.75rem);
  background: var(--color-bg-tertiary);
  border-radius: 6px;
  border-left: 3px solid var(--color-secondary);
}

.feature-label-about {
  color: var(--color-text-primary);
  font-size: clamp(0.95rem, 1.2vw + 0.5rem, 1.125rem);
  font-weight: 600;
}

.feature-detail-about {
  color: var(--color-text-muted);
  font-size: clamp(0.8rem, 0.9vw + 0.4rem, 0.95rem);
  margin-top: 0.5rem;
}

.disclaimer-section-about {
  background: var(--color-bg-tertiary);
  padding: clamp(3rem, 6vw, 4.5rem) 0;
  border-top: 1px solid var(--color-bg-card);
  overflow: hidden;
}

.disclaimer-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  max-width: 800px;
}

.disclaimer-header-about {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: 0.75rem;
}

.disclaimer-icon-about {
  color: var(--color-primary);
  font-size: 1.5rem;
  flex-shrink: 0;
}

.disclaimer-title-about {
  color: var(--color-text-primary);
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.375rem);
  font-weight: 600;
}

.disclaimer-text-about {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  line-height: 1.7;
}

.cta-section-about {
  background: linear-gradient(135deg, var(--color-bg-secondary) 0%, var(--color-bg-tertiary) 100%);
  padding: clamp(3rem, 6vw, 4.5rem) 0;
  overflow: hidden;
}

.cta-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
}

.cta-title-about {
  color: var(--color-text-primary);
  font-size: clamp(1.5rem, 3vw + 0.5rem, 2.25rem);
}

.cta-text-about {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
}

.cta-buttons-about {
  display: flex;
  flex-direction: row;
  gap: 1rem;
  justify-content: center;
  flex-wrap: wrap;
}

@media (max-width: 768px) {
  .stat-item-about {
    flex: 1 1 100%;
  }

  .approach-card-about {
    flex: 1 1 100%;
    min-width: 100%;
  }

  .impact-block-about {
    flex: 1 1 100%;
    min-width: 100%;
  }

  .feature-item-about {
    flex: 1 1 100%;
    min-width: 100%;
  }

  .cta-buttons-about {
    flex-direction: column;
  }

  .btn {
    width: 100%;
  }
}

@media (max-width: 480px) {
  .stats-grid-about {
    gap: 1rem;
  }

  .stat-item-about {
    padding: 1rem;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: 'Figtree', sans-serif;
  line-height: 1.6;
}

h1, h2, h3, h4, h5, h6 {
  font-family: 'Urbanist', sans-serif;
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
}

.main-author-raymond-lam {
  width: 100%;
}

.hero-section-raymond-lam {
  position: relative;
  min-height: clamp(400px, 80vh, 600px);
  display: flex;
  align-items: flex-end;
  overflow: hidden;
}

.hero-background-raymond-lam {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  z-index: 1;
}

.hero-image-raymond-lam {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.hero-overlay-raymond-lam {
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background: linear-gradient(to top, rgba(17, 24, 39, 0.9), rgba(17, 24, 39, 0.5));
  z-index: 2;
}

.hero-content-raymond-lam {
  position: relative;
  z-index: 3;
  width: 100%;
  padding: clamp(2rem, 6vw, 4rem) 0;
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 2vw, 1rem);
}

.hero-text-raymond-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(0.25rem, 1vw, 0.5rem);
}

.hero-name-raymond-lam {
  font-size: clamp(2.5rem, 7vw + 1rem, 4rem);
  color: var(--color-text-primary);
  font-weight: 800;
  line-height: 1.1;
}

.hero-position-raymond-lam {
  font-size: clamp(1.125rem, 3vw + 0.5rem, 1.75rem);
  color: var(--color-secondary);
  font-weight: 600;
}

.hero-company-raymond-lam {
  font-size: clamp(0.875rem, 2vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  font-weight: 500;
}

.intro-quote-section-raymond-lam {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-quote-content-raymond-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.intro-blockquote-raymond-lam {
  border-left: 4px solid var(--color-accent);
  padding-left: clamp(1.5rem, 4vw, 2.5rem);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.intro-quote-text-raymond-lam {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.375rem);
  color: var(--color-text-primary);
  font-style: italic;
  line-height: 1.8;
}

.intro-quote-footer-raymond-lam {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.intro-quote-author-raymond-lam {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-accent);
  font-weight: 600;
}

.journey-section-raymond-lam {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.journey-content-raymond-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 4rem);
}

.journey-header-raymond-lam {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 2vw, 1rem);
}

.journey-label-raymond-lam {
  font-size: clamp(0.75rem, 1vw + 0.25rem, 0.875rem);
  color: var(--color-accent);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.journey-title-raymond-lam {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 800;
}

.journey-subtitle-raymond-lam {
  font-size: clamp(0.875rem, 2vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 600px;
  margin: 0 auto;
}

.journey-timeline-raymond-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  position: relative;
}

.journey-timeline-raymond-lam::before {
  content: '';
  position: absolute;
  left: clamp(0.875rem, 2vw, 1.5rem);
  top: 0;
  bottom: 0;
  width: 2px;
  background: var(--color-border);
}

.timeline-item-raymond-lam {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 4vw, 2.5rem);
  position: relative;
}

.timeline-year-raymond-lam {
  min-width: clamp(3rem, 8vw, 5rem);
  font-size: clamp(1rem, 2vw + 0.25rem, 1.375rem);
  color: var(--color-accent);
  font-weight: 700;
  text-align: right;
}

.timeline-marker-raymond-lam {
  position: absolute;
  left: clamp(0.625rem, 1.5vw, 1.125rem);
  top: clamp(0.5rem, 1vw, 0.75rem);
  width: clamp(0.5rem, 1vw, 0.75rem);
  height: clamp(0.5rem, 1vw, 0.75rem);
  background: var(--color-accent);
  border-radius: 50%;
  border: 3px solid var(--color-bg-primary);
}

.timeline-details-raymond-lam {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 0.75rem);
  padding-top: clamp(0.25rem, 0.5vw, 0.5rem);
}

.timeline-title-raymond-lam {
  font-size: clamp(1rem, 2vw + 0.25rem, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.timeline-text-raymond-lam {
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.expertise-section-raymond-lam {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.expertise-content-raymond-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 4rem);
}

.expertise-header-raymond-lam {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 2vw, 1rem);
}

.expertise-label-raymond-lam {
  font-size: clamp(0.75rem, 1vw + 0.25rem, 0.875rem);
  color: var(--color-accent);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.expertise-title-raymond-lam {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 800;
}

.expertise-subtitle-raymond-lam {
  font-size: clamp(0.875rem, 2vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 600px;
  margin: 0 auto;
}

.expertise-grid-raymond-lam {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.expertise-card-raymond-lam {
  flex: 1 1 calc(50% - clamp(0.75rem, 1.5vw, 1.25rem));
  min-width: clamp(250px, 100%, 450px);
  background: var(--color-bg-primary);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: clamp(0.75rem, 1.5vw, 1.25rem);
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 2vw, 1.25rem);
  transition: all 0.3s ease;
}

.expertise-card-raymond-lam:hover {
  transform: translateY(-4px);
  border-color: var(--color-accent);
  background: var(--color-bg-tertiary);
}

.expertise-card-icon-raymond-lam {
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--color-accent);
}

.expertise-card-title-raymond-lam {
  font-size: clamp(1rem, 2vw + 0.25rem, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.expertise-card-text-raymond-lam {
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

@media (max-width: 768px) {
  .expertise-card-raymond-lam {
    flex: 1 1 100%;
    min-width: unset;
  }
}

.approach-section-raymond-lam {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.approach-content-raymond-lam {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: flex-start;
}

.approach-text-raymond-lam {
  flex: 1 1 55%;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.approach-label-raymond-lam {
  font-size: clamp(0.75rem, 1vw + 0.25rem, 0.875rem);
  color: var(--color-accent);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.approach-title-raymond-lam {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 800;
}

.approach-paragraph-raymond-lam {
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.approach-stats-raymond-lam {
  flex: 1 1 45%;
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.stat-box-raymond-lam {
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: clamp(0.75rem, 1.5vw, 1.25rem);
  border-left: 4px solid var(--color-accent);
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 1vw, 0.75rem);
}

.stat-number-raymond-lam {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  color: var(--color-accent);
  font-weight: 800;
  font-family: 'Urbanist', sans-serif;
}

.stat-label-raymond-lam {
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  font-weight: 600;
}

@media (max-width: 1024px) {
  .approach-content-raymond-lam {
    flex-direction: column;
  }

  .approach-text-raymond-lam {
    flex: 1 1 100%;
  }

  .approach-stats-raymond-lam {
    flex: 1 1 100%;
    flex-direction: row;
    gap: clamp(1rem, 3vw, 2rem);
  }

  .stat-box-raymond-lam {
    flex: 1;
  }
}

.content-section-raymond-lam {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.content-wrapper-raymond-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 4rem);
}

.content-header-raymond-lam {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(0.5rem, 2vw, 1rem);
}

.content-label-raymond-lam {
  font-size: clamp(0.75rem, 1vw + 0.25rem, 0.875rem);
  color: var(--color-accent);
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
}

.content-title-raymond-lam {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 800;
}

.content-subtitle-raymond-lam {
  font-size: clamp(0.875rem, 2vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  max-width: 600px;
  margin: 0 auto;
}

.content-list-raymond-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.content-item-raymond-lam {
  background: var(--color-bg-primary);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: clamp(0.75rem, 1.5vw, 1.25rem);
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 2vw, 1.25rem);
  transition: all 0.3s ease;
}

.content-item-raymond-lam:hover {
  border-color: var(--color-accent);
  background: var(--color-bg-tertiary);
}

.content-item-header-raymond-lam {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 3vw, 1.5rem);
  align-items: flex-start;
  justify-content: space-between;
  flex-wrap: wrap;
}

.content-item-title-raymond-lam {
  font-size: clamp(1rem, 2vw + 0.25rem, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 700;
  flex: 1 1 auto;
  min-width: clamp(200px, 100%, 100%);
}

.content-item-date-raymond-lam {
  font-size: clamp(0.75rem, 1vw + 0.25rem, 0.875rem);
  color: var(--color-text-muted);
  font-weight: 500;
  white-space: nowrap;
  flex-shrink: 0;
}

.content-item-excerpt-raymond-lam {
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.content-item-link-raymond-lam {
  font-size: clamp(0.875rem, 1vw + 0.25rem, 1rem);
  color: var(--color-accent);
  text-decoration: none;
  font-weight: 600;
  transition: all 0.3s ease;
  display: inline-block;
}

.content-item-link-raymond-lam:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.content-cta-raymond-lam {
  display: flex;
  justify-content: center;
  margin-top: clamp(1rem, 2vw, 1.5rem);
}

.content-cta-button-raymond-lam {
  display: inline-block;
  padding: clamp(0.75rem, 1.5vw, 1rem) clamp(1.5rem, 3vw, 2.5rem);
  background: var(--color-accent);
  color: var(--color-text-primary);
  border-radius: clamp(0.5rem, 1vw, 0.75rem);
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  font-weight: 600;
  text-decoration: none;
  transition: all 0.3s ease;
  border: 2px solid var(--color-accent);
}

.content-cta-button-raymond-lam:hover {
  background: var(--color-accent-hover);
  border-color: var(--color-accent-hover);
}

.credentials-section-raymond-lam {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.credentials-content-raymond-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 4rem);
}

.credentials-header-raymond-lam {
  text-align: center;
}

.credentials-title-raymond-lam {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 800;
}

.credentials-list-raymond-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  max-width: 800px;
  margin: 0 auto;
}

.credential-item-raymond-lam {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: flex-start;
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: clamp(0.75rem, 1.5vw, 1.25rem);
  border: 1px solid var(--color-border);
}

.credential-icon-raymond-lam {
  font-size: clamp(1.5rem, 3vw, 2rem);
  color: var(--color-accent);
  flex-shrink: 0;
  margin-top: clamp(0.25rem, 0.5vw, 0.5rem);
}

.credential-text-raymond-lam {
  display: flex;
  flex-direction: column;
  gap: clamp(0.25rem, 0.5vw, 0.5rem);
  flex: 1;
}

.credential-name-raymond-lam {
  font-size: clamp(1rem, 2vw + 0.25rem, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 700;
}

.credential-issuer-raymond-lam {
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
}

.cta-final-raymond-lam {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.cta-final-content-raymond-lam {
  text-align: center;
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  max-width: 800px;
  margin: 0 auto;
}

.cta-final-title-raymond-lam {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 800;
}

.cta-final-text-raymond-lam {
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.cta-final-button-raymond-lam {
  display: inline-block;
  padding: clamp(0.875rem, 1.5vw, 1.25rem) clamp(2rem, 4vw, 3rem);
  background: var(--color-accent);
  color: var(--color-text-primary);
  border-radius: clamp(0.5rem, 1vw, 0.75rem);
  font-size: clamp(0.875rem, 1.5vw + 0.25rem, 1.125rem);
  font-weight: 700;
  text-decoration: none;
  transition: all 0.3s ease;
  border: 2px solid var(--color-accent);
}

.cta-final-button-raymond-lam:hover {
  background: var(--color-accent-hover);
  border-color: var(--color-accent-hover);
}

@media (max-width: 768px) {
  .hero-section-raymond-lam {
    min-height: clamp(350px, 60vh, 500px);
  }

  .content-item-header-raymond-lam {
    flex-direction: column;
    gap: clamp(0.5rem, 1vw, 0.75rem);
  }

  .content-item-title-raymond-lam {
    min-width: 100%;
  }

  .content-item-date-raymond-lam {
    order: -1;
    align-self: flex-start;
  }

  .credential-item-raymond-lam {
    flex-direction: column;
    text-align: center;
  }

  .credential-icon-raymond-lam {
    align-self: center;
    margin-top: 0;
  }
}

@media (max-width: 480px) {
  .hero-name-raymond-lam {
    font-size: clamp(1.75rem, 5vw, 2.5rem);
  }

  .approach-stats-raymond-lam {
    flex-direction: column;
  }

  .stat-box-raymond-lam {
    text-align: center;
  }
}

.faq-page {
  background-color: var(--color-bg-primary);
}

.faq-hero {
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-2xl) var(--spacing-md);
  overflow: hidden;
}

.faq-hero-container {
  max-width: 900px;
  margin: 0 auto;
}

.faq-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 5vw, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-sm) 0;
  line-height: 1.2;
}

.faq-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 2vw, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

.faq-content {
  padding: var(--spacing-2xl) var(--spacing-md);
  overflow: hidden;
}

.faq-container {
  max-width: 900px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-2xl);
}

.faq-items {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
}

.faq-item {
  background-color: var(--color-bg-card);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition-base);
}

.faq-item:hover {
  box-shadow: var(--shadow-md);
}

.faq-question {
  width: 100%;
  padding: var(--spacing-lg);
  background: none;
  border: none;
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--spacing-md);
  font-family: var(--font-heading);
  font-size: clamp(0.95rem, 2vw, 1.1rem);
  font-weight: 600;
  color: var(--color-text-primary);
  text-align: left;
  transition: background-color var(--transition-fast);
}

.faq-question:hover {
  background-color: var(--color-bg-tertiary);
}

.faq-question-text {
  flex: 1;
}

.faq-toggle-icon {
  font-size: 1.5rem;
  color: var(--color-primary);
  flex-shrink: 0;
  transition: transform var(--transition-fast);
}

.faq-question.active .faq-toggle-icon {
  transform: rotate(45deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-base);
}

.faq-answer.active {
  max-height: 500px;
}

.faq-answer p {
  padding: 0 var(--spacing-lg) var(--spacing-lg) var(--spacing-lg);
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1.5vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
}

.faq-image {
  display: none;
}

.faq-cta {
  background-color: var(--color-bg-tertiary);
  padding: var(--spacing-2xl) var(--spacing-md);
  overflow: hidden;
}

.faq-cta-container {
  max-width: 900px;
  margin: 0 auto;
  text-align: center;
}

.faq-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw, 2rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-sm) 0;
}

.faq-cta-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1.5vw, 1.05rem);
  color: var(--color-text-secondary);
  margin: 0 0 var(--spacing-lg) 0;
  line-height: 1.6;
}

.faq-cta-button {
  display: inline-block;
  padding: var(--spacing-md) var(--spacing-lg);
  background-color: var(--color-primary);
  color: #ffffff;
  font-family: var(--font-heading);
  font-size: clamp(0.9rem, 1.5vw, 1rem);
  font-weight: 600;
  text-decoration: none;
  border-radius: var(--radius-md);
  transition: background-color var(--transition-base);
  border: none;
  cursor: pointer;
}

.faq-cta-button:hover {
  background-color: var(--color-primary-hover);
}

@media (min-width: 768px) {
  .faq-hero {
    padding: var(--spacing-3xl) var(--spacing-lg);
  }

  .faq-content {
    padding: var(--spacing-3xl) var(--spacing-lg);
  }

  .faq-container {
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-3xl);
    align-items: start;
  }

  .faq-image {
    display: block;
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
  }

  .faq-image img {
    width: 100%;
    height: auto;
    display: block;
  }

  .faq-cta {
    padding: var(--spacing-3xl) var(--spacing-lg);
  }

  .faq-question {
    padding: var(--spacing-lg) var(--spacing-xl);
  }

  .faq-answer p {
    padding: 0 var(--spacing-xl) var(--spacing-lg) var(--spacing-xl);
  }
}

@media (min-width: 1024px) {
  .faq-hero {
    padding: 4rem var(--spacing-lg);
  }

  .faq-content {
    padding: 4rem var(--spacing-lg);
  }

  .faq-cta {
    padding: 4rem var(--spacing-lg);
  }
}

.services-page {
  background-color: var(--color-bg-primary);
}

.services-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 var(--spacing-md);
}

.services-hero {
  padding: var(--spacing-2xl) var(--spacing-md);
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.services-hero-content {
  max-width: 800px;
  margin: 0 auto var(--spacing-xl);
}

.services-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw + 0.5rem, 3.5rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  font-weight: 700;
  letter-spacing: -0.5px;
}

.services-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 2vw + 0.25rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

.services-hero-image {
  width: 100%;
  height: auto;
  max-height: 300px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.services-content {
  padding: var(--spacing-2xl) var(--spacing-md);
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.services-cards {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
  max-width: 1200px;
  margin: 0 auto;
}

@media (min-width: 768px) {
  .services-cards {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--spacing-xl);
  }
}

@media (min-width: 1024px) {
  .services-cards {
    grid-template-columns: repeat(2, 1fr);
  }
}

.services-card {
  background-color: var(--color-bg-card);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  padding: var(--spacing-xl);
  display: flex;
  flex-direction: column;
  transition: box-shadow var(--transition-base), transform var(--transition-base);
  box-shadow: var(--shadow-sm);
}

.services-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.services-card-icon {
  width: 50px;
  height: 50px;
  background-color: var(--color-primary-light);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--spacing-md);
  font-size: 1.75rem;
  color: var(--color-primary);
}

.services-card-title {
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 2vw + 0.25rem, 1.375rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-sm) 0;
  font-weight: 700;
  line-height: 1.3;
}

.services-card-description {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1.5vw + 0.2rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0 0 var(--spacing-md) 0;
  line-height: 1.6;
  flex-grow: 1;
}

.services-card-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: var(--spacing-xs);
}

.services-card-list li {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1.5vw + 0.1rem, 0.95rem);
  color: var(--color-text-muted);
  padding-left: var(--spacing-md);
  position: relative;
}

.services-card-list li::before {
  content: "";
  position: absolute;
  left: 0;
  color: var(--color-success);
  font-weight: bold;
}

.services-cta {
  padding: var(--spacing-2xl) var(--spacing-md);
  background-color: var(--color-bg-secondary);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-xl);
  align-items: center;
}

@media (min-width: 768px) {
  .services-cta {
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-2xl);
  }
}

.services-cta-content {
  max-width: 600px;
}

.services-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.25rem, 2.25rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  font-weight: 700;
  line-height: 1.3;
}

.services-cta-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1.5vw + 0.2rem, 1.05rem);
  color: var(--color-text-secondary);
  margin: 0 0 var(--spacing-lg) 0;
  line-height: 1.6;
}

.services-cta-button {
  display: inline-block;
  background-color: var(--color-primary);
  color: #ffffff;
  padding: var(--spacing-sm) var(--spacing-lg);
  border-radius: var(--radius-md);
  text-decoration: none;
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1.5vw + 0.2rem, 1rem);
  font-weight: 600;
  transition: background-color var(--transition-base), transform var(--transition-base);
  border: none;
  cursor: pointer;
}

.services-cta-button:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
}

.services-cta-image {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

.services-related {
  padding: var(--spacing-2xl) var(--spacing-md);
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.services-related-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.25rem, 2rem);
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-xl) 0;
  font-weight: 700;
  text-align: center;
}

.services-related-links {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-md);
  max-width: 800px;
  margin: 0 auto;
}

@media (min-width: 768px) {
  .services-related-links {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--spacing-lg);
  }
}

.services-related-item {
  display: flex;
  align-items: flex-start;
  gap: var(--spacing-md);
  padding: var(--spacing-md);
  background-color: var(--color-bg-card);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border-light);
  text-decoration: none;
  transition: box-shadow var(--transition-base), transform var(--transition-base);
  box-shadow: var(--shadow-sm);
}

.services-related-item:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}

.services-related-icon {
  flex-shrink: 0;
  color: var(--color-primary);
  font-size: 1.25rem;
  margin-top: 2px;
}

.services-related-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1.5vw + 0.2rem, 1rem);
  color: var(--color-text-primary);
  line-height: 1.5;
  font-weight: 500;
}

.services-related-item:hover .services-related-text {
  color: var(--color-primary);
}

@media (min-width: 768px) {
  .services-hero {
    padding: var(--spacing-3xl) var(--spacing-md);
  }

  .services-content {
    padding: var(--spacing-3xl) var(--spacing-md);
  }

  .services-cta {
    padding: var(--spacing-3xl) var(--spacing-md);
  }

  .services-related {
    padding: var(--spacing-3xl) var(--spacing-md);
  }
}

@media (min-width: 1024px) {
  .services-hero {
    padding: 4rem var(--spacing-md);
  }

  .services-content {
    padding: 4rem var(--spacing-md);
  }

  .services-cta {
    padding: 4rem var(--spacing-md);
  }

  .services-related {
    padding: 4rem var(--spacing-md);
  }

  .services-container {
    padding: 0 var(--spacing-lg);
  }
}

.financial-docs {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.financial-docs .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--spacing-md);
}

.financial-docs .content {
  max-width: 800px;
  margin: 0 auto;
  padding: var(--spacing-3xl) var(--spacing-md);
}

.financial-docs h1 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
  line-height: 1.3;
}

.financial-docs .last-updated {
  font-size: clamp(0.85rem, 1vw + 0.4rem, 1rem);
  color: var(--color-text-secondary);
  margin-bottom: var(--spacing-2xl);
  font-style: italic;
}

.financial-docs h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-top: var(--spacing-2xl);
  margin-bottom: var(--spacing-md);
  padding-top: var(--spacing-lg);
  border-top: 2px solid var(--color-border-light);
}

.financial-docs h2:first-of-type {
  border-top: none;
  padding-top: 0;
  margin-top: var(--spacing-lg);
}

.financial-docs p {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  line-height: 1.7;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
}

.financial-docs ul {
  margin: var(--spacing-md) 0 var(--spacing-md) var(--spacing-lg);
  padding: 0;
}

.financial-docs li {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  line-height: 1.7;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-sm);
  padding-left: var(--spacing-sm);
}

.financial-docs li::before {
  content: "";
  margin-right: var(--spacing-sm);
  color: var(--color-primary);
  font-weight: 600;
}

.financial-docs .contact-section {
  background-color: var(--color-bg-secondary);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-lg);
  padding: var(--spacing-xl);
  margin-top: var(--spacing-3xl);
}

.financial-docs .contact-section h2 {
  border-top: none;
  padding-top: 0;
  margin-top: 0;
  color: var(--color-text-primary);
}

.financial-docs .contact-section p {
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-sm);
}

.financial-docs .contact-section strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

@media (min-width: 768px) {
  .financial-docs .content {
    padding: var(--spacing-3xl) var(--spacing-xl);
  }

  .financial-docs .contact-section {
    padding: var(--spacing-2xl);
  }
}

@media (min-width: 1024px) {
  .financial-docs .container {
    padding: 0 var(--spacing-lg);
  }

  .financial-docs .content {
    padding: var(--spacing-3xl) 0;
  }
}

.thank-you-page {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
}

.thank-you-section {
  width: 100%;
  padding: var(--spacing-2xl) var(--spacing-md);
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--spacing-md);
}

.content {
  max-width: 800px;
  margin: 0 auto;
}

.thank-you-wrapper {
  text-align: center;
  animation: fadeInUp 0.8s ease-out;
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.success-icon {
  display: flex;
  justify-content: center;
  margin-bottom: var(--spacing-2xl);
  animation: scaleIn 0.6s cubic-bezier(0.34, 1.56, 0.64, 1);
}

@keyframes scaleIn {
  from {
    opacity: 0;
    transform: scale(0.5);
  }
  to {
    opacity: 1;
    transform: scale(1);
  }
}

.success-icon svg {
  color: var(--color-success);
  width: clamp(60px, 12vw, 80px);
  height: clamp(60px, 12vw, 80px);
  stroke-width: 2;
}

h1 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
  letter-spacing: -0.5px;
}

.lead-text {
  font-family: var(--font-primary);
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: var(--color-primary);
  font-weight: 600;
  margin-bottom: var(--spacing-lg);
  line-height: 1.6;
}

.description-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: var(--spacing-lg);
}

.next-steps {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin-bottom: var(--spacing-2xl);
  padding: var(--spacing-lg);
  background-color: var(--color-bg-secondary);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-md);
}

.next-steps strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

.btn-primary {
  display: inline-block;
  padding: var(--spacing-md) var(--spacing-2xl);
  background-color: var(--color-primary);
  color: #ffffff;
  text-decoration: none;
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw, 1.1rem);
  font-weight: 600;
  border-radius: var(--radius-lg);
  transition: all var(--transition-base);
  border: 2px solid var(--color-primary);
  cursor: pointer;
  letter-spacing: 0.3px;
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  border-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}

.btn-primary:active {
  transform: translateY(0);
}

@media (min-width: 768px) {
  .thank-you-section {
    padding: var(--spacing-3xl) var(--spacing-lg);
  }

  .next-steps {
    padding: var(--spacing-xl);
  }
}

@media (min-width: 1024px) {
  .thank-you-section {
    padding: var(--spacing-3xl) var(--spacing-2xl);
    min-height: 100vh;
  }

  .thank-you-wrapper {
    padding: var(--spacing-2xl) 0;
  }
}

@media (max-width: 640px) {
  .thank-you-page {
    min-height: auto;
  }

  .thank-you-section {
    padding: var(--spacing-xl) var(--spacing-sm);
  }

  .next-steps {
    border-left-width: 3px;
    text-align: left;
  }

  .btn-primary {
    width: 100%;
    box-sizing: border-box;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

.error-page {
  background-color: var(--color-bg-primary);
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: var(--spacing-md);
}

.error-section {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.container {
  width: 100%;
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--spacing-md);
}

.content {
  max-width: 800px;
  margin: 0 auto;
  width: 100%;
}

.error-wrapper {
  text-align: center;
  animation: fadeInUp 0.8s ease-out;
}

.error-code-wrapper {
  position: relative;
  margin-bottom: var(--spacing-2xl);
}

.error-code {
  font-family: var(--font-heading);
  font-size: clamp(4rem, 15vw, 8rem);
  font-weight: 900;
  background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  display: block;
  line-height: 1;
  letter-spacing: -0.02em;
}

.error-decoration {
  width: clamp(60px, 12vw, 120px);
  height: 4px;
  background-color: var(--color-primary);
  margin: var(--spacing-lg) auto 0;
  border-radius: var(--radius-full);
  animation: scaleWidth 0.8s ease-out 0.2s both;
}

@keyframes scaleWidth {
  from {
    width: 0;
  }
  to {
    width: clamp(60px, 12vw, 120px);
  }
}

.error-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--spacing-md);
  letter-spacing: -0.01em;
}

.error-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(1rem, 1.2vw, 1.25rem);
  color: var(--color-text-secondary);
  margin-bottom: var(--spacing-lg);
  line-height: 1.6;
  font-weight: 500;
}

.error-message {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  margin-bottom: var(--spacing-2xl);
  line-height: 1.8;
  padding: var(--spacing-lg);
  background-color: var(--color-bg-card);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-md);
}

.error-suggestions {
  margin-bottom: var(--spacing-2xl);
  text-align: left;
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-lg);
  border-radius: var(--radius-lg);
}

.suggestions-label {
  font-family: var(--font-heading);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: var(--spacing-md);
}

.suggestions-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.suggestions-list li {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 0.9vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  padding-left: var(--spacing-lg);
  position: relative;
}

.suggestions-list li::before {
  content: '';
  position: absolute;
  left: 0;
  top: 0.5em;
  width: 6px;
  height: 6px;
  background-color: var(--color-primary);
  border-radius: var(--radius-full);
}

.btn {
  display: inline-block;
  padding: var(--spacing-md) var(--spacing-xl);
  font-family: var(--font-heading);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  font-weight: 600;
  text-decoration: none;
  border-radius: var(--radius-lg);
  transition: all var(--transition-base);
  cursor: pointer;
  border: none;
  text-align: center;
  letter-spacing: 0.3px;
}

.btn-primary {
  background-color: var(--color-primary);
  color: white;
  margin-bottom: var(--spacing-xl);
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-primary:active {
  transform: translateY(0);
}

.error-footer {
  font-family: var(--font-primary);
  font-size: clamp(0.8rem, 0.9vw + 0.5rem, 0.95rem);
  color: var(--color-text-muted);
  line-height: 1.6;
  margin-top: var(--spacing-xl);
  padding-top: var(--spacing-xl);
  border-top: 1px solid var(--color-border-light);
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(30px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (min-width: 640px) {
  .error-page {
    padding: var(--spacing-lg);
  }

  .container {
    padding: 0 var(--spacing-lg);
  }

  .error-message {
    padding: var(--spacing-xl);
    font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  }

  .error-suggestions {
    padding: var(--spacing-xl);
  }

  .suggestions-list li {
    font-size: clamp(0.9rem, 1vw + 0.5rem, 1.05rem);
  }
}

@media (min-width: 1024px) {
  .error-page {
    padding: var(--spacing-xl);
  }

  .container {
    padding: 0 var(--spacing-xl);
  }

  .error-wrapper {
    padding: var(--spacing-3xl) 0;
  }

  .error-message {
    padding: var(--spacing-2xl);
    margin-bottom: var(--spacing-2xl);
  }

  .error-suggestions {
    padding: var(--spacing-2xl);
  }

  .suggestions-label {
    font-size: clamp(1rem, 1.1vw + 0.5rem, 1.2rem);
  }

  .suggestions-list li {
    font-size: clamp(0.95rem, 1.1vw + 0.5rem, 1.1rem);
    padding-left: var(--spacing-xl);
  }

  .btn {
    padding: var(--spacing-lg) var(--spacing-2xl);
  }
}

@media (prefers-reduced-motion: reduce) {
  .error-wrapper,
  .error-decoration {
    animation: none;
  }

  .btn-primary:hover {
    transform: none;
  }

  .btn-primary:active {
    transform: none;
  }
}

.contact-page-support {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.contact-support-hero {
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-lg) 0;
  overflow: hidden;
}

.contact-support-hero-content {
  text-align: center;
}

.contact-support-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  letter-spacing: -0.02em;
}

.contact-support-hero-subtitle {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

@media (min-width: 768px) {
  .contact-support-hero {
    padding: var(--spacing-3xl) 0;
  }
}

@media (min-width: 1024px) {
  .contact-support-hero {
    padding: 4rem 0;
  }
}

.contact-support-main {
  background-color: var(--color-bg-primary);
  padding: var(--spacing-lg) 0;
  overflow: hidden;
}

.contact-support-main-content {
  width: 100%;
}

.contact-support-grid {
  display: flex;
  flex-wrap: wrap;
  gap: var(--spacing-2xl);
}

.contact-support-form-wrapper {
  flex: 1 1 100%;
  min-width: 0;
}

.contact-support-info-wrapper {
  flex: 1 1 100%;
  min-width: 0;
}

@media (min-width: 768px) {
  .contact-support-form-wrapper {
    flex: 1 1 45%;
    min-width: 0;
  }

  .contact-support-info-wrapper {
    flex: 1 1 45%;
    min-width: 0;
  }
}

.contact-support-form-card {
  background-color: var(--color-bg-card);
  padding: var(--spacing-lg);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.contact-support-form-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 2.5vw, 1.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-lg) 0;
}

.contact-support-form {
  width: 100%;
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
}

.contact-support-form-row {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-sm);
}

.contact-support-label {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  font-weight: 600;
  color: var(--color-text-primary);
  display: block;
}

.contact-support-input,
.contact-support-textarea {
  width: 100%;
  padding: 0.875rem 1rem;
  background-color: var(--color-bg-primary);
  border: 1px solid var(--color-border-light);
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-primary);
  transition: all var(--transition-base);
}

.contact-support-input::placeholder,
.contact-support-textarea::placeholder {
  color: var(--color-text-muted);
}

.contact-support-input:focus,
.contact-support-textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  background-color: var(--color-bg-primary);
  box-shadow: 0 0 0 3px rgba(0, 0, 0, 0.05);
}

.contact-support-textarea {
  min-height: 140px;
  resize: vertical;
}

.contact-support-submit {
  width: 100%;
  padding: 1rem 2rem;
  background-color: var(--color-primary);
  color: #ffffff;
  border: none;
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw, 1.05rem);
  font-weight: 700;
  cursor: pointer;
  transition: all var(--transition-base);
  margin-top: var(--spacing-md);
}

.contact-support-submit:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.contact-support-submit:active {
  transform: translateY(0);
}

.contact-support-privacy-notice {
  font-size: clamp(0.8rem, 0.9vw, 0.9rem);
  color: var(--color-text-secondary);
  margin: var(--spacing-md) 0 0 0;
  line-height: 1.6;
}

.contact-support-privacy-link {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-base);
}

.contact-support-privacy-link:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.contact-support-info-card {
  background-color: var(--color-bg-card);
  padding: var(--spacing-lg);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.contact-support-info-title {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 2.5vw, 1.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
}

.contact-support-info-description {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0 0 var(--spacing-lg) 0;
}

.contact-support-info-items {
  display: flex;
  flex-direction: column;
  gap: var(--spacing-lg);
  margin-bottom: var(--spacing-xl);
}

.contact-support-info-item {
  display: flex;
  gap: var(--spacing-md);
  align-items: flex-start;
}

.contact-support-info-icon {
  width: 48px;
  height: 48px;
  background-color: var(--color-primary-light);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  color: var(--color-primary);
  font-size: 1.25rem;
}

.contact-support-info-content {
  flex: 1;
  min-width: 0;
}

.contact-support-info-item-title {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 1.5vw, 1.15rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-xs) 0;
}

.contact-support-info-item-text {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

.contact-support-info-link {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-base);
}

.contact-support-info-link:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.contact-support-info-cta {
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-lg);
  border-radius: var(--radius-md);
  border-left: 4px solid var(--color-primary);
}

.contact-support-info-cta-text {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin: 0 0 var(--spacing-md) 0;
}

.contact-support-cta-button {
  display: inline-block;
  padding: 0.875rem 1.75rem;
  background-color: var(--color-primary);
  color: #ffffff;
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 700;
  font-size: clamp(0.9rem, 1vw, 1rem);
  transition: all var(--transition-base);
}

.contact-support-cta-button:hover {
  background-color: var(--color-primary-hover);
  transform: translateX(4px);
}

@media (min-width: 768px) {
  .contact-support-main {
    padding: var(--spacing-3xl) 0;
  }
}

@media (min-width: 1024px) {
  .contact-support-main {
    padding: 4rem 0;
  }
}

.contact-support-resources {
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-lg) 0;
  overflow: hidden;
}

.contact-support-resources-content {
  width: 100%;
}

.contact-support-resources-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 3.5vw, 2.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-sm) 0;
  text-align: center;
}

.contact-support-resources-description {
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  text-align: center;
  margin: 0 0 var(--spacing-2xl) 0;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.contact-support-resources-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
}

@media (min-width: 768px) {
  .contact-support-resources-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--spacing-xl);
  }
}

@media (min-width: 1024px) {
  .contact-support-resources-grid {
    grid-template-columns: repeat(4, 1fr);
  }
}

.contact-support-resource-card {
  background-color: var(--color-bg-card);
  padding: var(--spacing-lg);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  gap: var(--spacing-md);
  transition: all var(--transition-base);
}

.contact-support-resource-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.contact-support-resource-title {
  font-family: var(--font-heading);
  font-size: clamp(1.05rem, 2vw, 1.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.4;
}

.contact-support-resource-text {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
  flex: 1;
}

.contact-support-resource-link {
  display: inline-block;
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 700;
  font-size: clamp(0.85rem, 0.95vw, 0.95rem);
  transition: color var(--transition-base);
  align-self: flex-start;
}

.contact-support-resource-link:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

@media (min-width: 768px) {
  .contact-support-resources {
    padding: var(--spacing-3xl) 0;
  }
}

@media (min-width: 1024px) {
  .contact-support-resources {
    padding: 4rem 0;
  }
}

.contact-support-faq {
  background-color: var(--color-bg-primary);
  padding: var(--spacing-lg) 0;
  overflow: hidden;
}

.contact-support-faq-content {
  width: 100%;
}

.contact-support-faq-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 3.5vw, 2.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-sm) 0;
  text-align: center;
}

.contact-support-faq-description {
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  text-align: center;
  margin: 0 0 var(--spacing-2xl) 0;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}

.contact-support-faq-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--spacing-lg);
  margin-bottom: var(--spacing-2xl);
}

@media (min-width: 768px) {
  .contact-support-faq-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: var(--spacing-xl);
  }
}

.contact-support-faq-item {
  background-color: var(--color-bg-card);
  padding: var(--spacing-lg);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.contact-support-faq-question {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 2vw, 1.2rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 var(--spacing-md) 0;
  line-height: 1.4;
}

.contact-support-faq-answer {
  font-size: clamp(0.9rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.7;
}

.contact-support-faq-cta {
  background-color: var(--color-bg-secondary);
  padding: var(--spacing-lg);
  border-radius: var(--radius-lg);
  text-align: center;
}

.contact-support-faq-cta-text {
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin: 0 0 var(--spacing-md) 0;
}

.contact-support-faq-cta-button {
  display: inline-block;
  padding: 0.875rem 2rem;
  background-color: var(--color-primary);
  color: #ffffff;
  text-decoration: none;
  border-radius: var(--radius-md);
  font-weight: 700;
  font-size: clamp(0.9rem, 1vw, 1rem);
  transition: all var(--transition-base);
}

.contact-support-faq-cta-button:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

@media (min-width: 768px) {
  .contact-support-faq {
    padding: var(--spacing-3xl) 0;
  }
}

@media (min-width: 1024px) {
  .contact-support-faq {
    padding: 4rem 0;
  }
}

@media (max-width: 767px) {
  .contact-support-form-wrapper,
  .contact-support-info-wrapper {
    flex: 1 1 100%;
  }
}
.header-reserve-vault-mobile-close,.header-reserve-vault-mobile-toggle{
  width: 34px;
}

.header-reserve-vault-desktop-nav{
  justify-content: flex-end;
}

.portfolio-card{
  display: flex;
  flex-direction: column !important;
}

.portfolio-card__content{
  width: 100% !important;
}

.portfolio-card-content{
  width: 100% !important;
}

.hero-title-index{
  word-break: break-all;
}

.services-cards,.services-cards-container,.services-grid,.services-container{
  display: flex;
  flex-direction: column;
}

.content{
  display: block;
}

.container{
  display: block !important;
}

html{
  scroll-padding-top: 80px;
}

img{
  max-width: 100%;
  height: auto;
}

input,textarea,select{
  max-width: 100%;
  box-sizing: border-box;
}

#cookieBanner{
  max-width: 100%;
  box-sizing: border-box;
  padding-bottom: max(1rem, env(safe-area-inset-bottom));
}

.card img,.portfolio-card img,[class*="-card"] img{
  flex-shrink: 0;
  align-self: flex-start;
  max-width: 100%;
  height: auto;
}

.header-reserve-vault-mobile-menu{
  padding-top: max(env(safe-area-inset-top), 0px);
}
@media (max-width: 480px){
  .header-reserve-vault-mobile-menu{
    max-width: 100%;
  }
}

.header-reserve-vault-mobile-menu.active{
  z-index: 999;
}

.header-reserve-vault-mobile-toggle[aria-expanded="true"]{
  display: none;
}

@media (max-width: 768px) {
  .featuredCardImage-one {
    aspect-ratio: 6 / 9;
  }
  .card-image-savings-planning-hong-kong {
    aspect-ratio: 6 / 9;
  }
}